Author name: Chinnagounder Thiruvenkatam

Editor leads the Tipsclear editorial process. Our team studies real pricing, real policies, and real terms and conditions so we can explain money decisions in plain English. We focus on practical steps you can take today: lowering bills, understanding credit, choosing insurance, and avoiding avoidable fees. Before we publish, articles go through internal review for accuracy and transparency. We do not sell “secret tricks,” we do not recommend anything that looks abusive or misleading, and we clearly mark any financial risks readers should know. Tipsclear is reader-first. The information on this site is educational and should not be treated as personal financial advice.

how to apply for new electricity connection for your home
Ration, LPG, Electricity & Water

How to Apply for New Electricity Connection for Your Home [2026 Guide]

Who Needs This Service? Property Owners: Individuals who have purchased a new home, plot, or flat. Tenants: Renters who need a separate meter for their floor or portion (requires landlord’s NOC). Re-applicants: Those whose connection was permanently disconnected (PD) due to non-payment and now want a fresh start. Required Documents You must have soft copies […]

Ration, LPG, Electricity & Water

LPG Subsidy: How to Check Subsidy Status and Resolve Non‑Receipt Issues

Who needs this service? Pradhan Mantri Ujjwala Yojana (PMUY) Beneficiaries: Eligible for ₹300 per cylinder subsidy (up to 12 cylinders/year). General Domestic Consumers: Eligible for standard subsidy if annual household income is below ₹10 Lakhs and they have not voluntarily opted out. Consumers facing issues: Those who have booked and received cylinders but have not

Ration, LPG, Electricity & Water

How to Apply for New LPG Gas Connection Online and at Distributor

Who needs this service? Eligibility: Any Indian citizen aged 18+ who does not already have an LPG connection in their name or their household’s name. Requirement: You must have valid Proof of Identity (POI) and Proof of Address (POA) matching the application details. Required Documents Keep scanned copies (JPG/PDF, under 500KB) ready for online application,

Ration, LPG, Electricity & Water

How to Change Fair Price Shop or File Complaint Against Ration Dealer

Who needs this service? For Shop Change: Citizens who have shifted residence (within or outside the state) or face persistent issues (rude behavior, stock denial) with their current dealer. For Complaints: Beneficiaries facing corruption, under-weighing, overcharging, poor grain quality, or denial of ration by the dealer. Important Note: Under the One Nation One Ration Card

Ration, LPG, Electricity & Water

One Nation One Ration Card: How to Use Ration Card in Any State

Who needs this service? Migrant Workers: Daily wagers, construction workers, or laborers working outside their home state. Students/Families: Anyone with a valid Ration Card (NFSA) living in a different state from where their card was issued. Eligibility: You must hold a valid Priority Household (PHH) or Antyodaya Anna Yojana (AAY) ration card, and your Aadhaar

Banking, PF & Pension

How to Apply for Old Age, Widow, and Disability Pension in Your State

Who needs this service? Old Age (IGNOAPS): Citizens aged 60+ years living Below Poverty Line (BPL). Widow (IGNWPS): Widows aged 40+ years living Below Poverty Line (BPL). Disability (IGNDPS): Citizens aged 18+ years with 80%+ severe disability (BPL). Note: Many states (like Delhi, Haryana, Telangana) have higher income limits or different age criteria (e.g., 55+

Banking, PF & Pension

National Pension System (NPS) for Common People: Simple Guide to Start

Who needs this service? Indian Citizens (Resident, NRI, or OCI) aged 18 to 70 years. Private employees, self-employed individuals, homemakers, or freelancers wanting a monthly pension. Anyone not covered by the old government pension scheme. Required documents Keep these ready as scanned .jpeg or .jpg files (size 4KB–2MB): Aadhaar Card (Linked to your Mobile Number

Banking, PF & Pension

PF Withdrawal and Advance: When You Can Apply and Step by Step Process

Who needs this service? Unemployed Individuals: Those who have lost their job and want to withdraw funds for survival (75% after 1 month, 100% after 2 months). Employees in Need (Advance): Current employees facing emergencies like illness, marriage, or buying a house. Retirees: Individuals retiring from service (after age 58) for full settlement. Eligibility Criteria

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