Author name: Chinnagounder Thiruvenkatam

Editor leads the Tipsclear editorial process. Our team studies real pricing, real policies, and real terms and conditions so we can explain money decisions in plain English. We focus on practical steps you can take today: lowering bills, understanding credit, choosing insurance, and avoiding avoidable fees. Before we publish, articles go through internal review for accuracy and transparency. We do not sell “secret tricks,” we do not recommend anything that looks abusive or misleading, and we clearly mark any financial risks readers should know. Tipsclear is reader-first. The information on this site is educational and should not be treated as personal financial advice.

jan dhan account benefits
Schemes & Yojanas

Jan Dhan Account Benefits: How to Open, Use and Keep Your Account Active

Jan Dhan Account Benefits: How to Open, Use and Keep Your Account Active Who needs this service? Unbanked Citizens: Any Indian citizen (age 10+) who does not currently have a basic savings bank account. Benefit Seekers: Those wanting Direct Benefit Transfers (DBT) like gas subsidies, PM-Kisan, or pension directly into their account. Worker/Laborers: Individuals needing […]

Schemes & Yojanas

PM Kisan Yojana: How to Apply, Edit Details and Check Instalment Status

PM Kisan Yojana: How to Apply, Edit Details and Check Instalment Status Who needs this service? Eligible: All landholding farmer families (Husband, Wife, Minor Children) with cultivable land in their names. Excluded: Institutional landholders, Income Tax payers, serving/retired govt employees (Group A/B/C), professionals (Doctors, Engineers, Lawyers), and pensioners with monthly pension >₹10,000. Required documents: Aadhaar

Schemes & Yojanas

How to Check Which Government Schemes You Are Eligible For in India

How to Check Which Government Schemes You Are Eligible For in India Who needs this service? Students: Looking for scholarships, education loans, or skill training. Farmers: Seeking crop insurance, fertilizer subsidies, or Kisan Credit Cards. Entrepreneurs/Business Owners: Needing startup funding, MSME loans, or tax benefits. Senior Citizens/Widows: Checking eligibility for pensions and medical aid. Unemployed

ID Cards & Certificates

How to Apply for Caste, Income and Domicile Certificate in Your District

How to Apply for Caste, Income and Domicile Certificate in Your District Who needs this service? Caste Certificate: Required by SC, ST, and OBC citizens for reservation in jobs, education (school/college admissions), and government welfare schemes. Income Certificate: Needed for EWS (Economically Weaker Section) quotas, scholarship applications, and fee concessions. Domicile (Residence) Certificate: Mandatory to

ID Cards & Certificates

PAN Card Correction: How to Fix Name, Date of Birth or Father’s Name Online

PAN Card Correction: How to Fix Name, Date of Birth or Father’s Name Online Who needs this service? Indian citizens whose PAN card contains errors (spelling mistakes in name, wrong date of birth, incorrect father’s name). Individuals whose name has legally changed (e.g., after marriage) and need the PAN database updated. Required Documents To fix

ID Cards & Certificates

How to Apply for New PAN Card Online and Track Application Status

How to Apply for New PAN Card Online and Track Application Status Who needs this service? Any Indian Citizen (Individual) who does not already possess a Permanent Account Number (PAN). Minors (through a representative parent/guardian). Students, Salaried Employees, or Business Owners needing it for bank accounts, filing ITR, or claiming government benefits. Note: Possessing more

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