Families listed in SECC 2011: Low-income households identified in the Socio-Economic Caste Census.
Senior Citizens (70+ years): ALL citizens aged 70 and above are now eligible for ₹5 Lakh coverage (separate from family) regardless of income.
Frontline Workers: ASHA workers, Anganwadi workers, and helpers.
Categories: Households with no adult male member (16-59), landless laborers, SC/ST households, and families with disabled members.

1. Go to the Official Beneficiary Portal:

Visit the official National Health Authority (NHA) website:

2. Login as a Beneficiary:

On the homepage, look for the box labeled “Login as” and select “Beneficiary”.
Enter your Mobile Number and click “Verify”.
You will receive an OTP on your mobile. Enter the OTP and the Captcha code.
Click “Login”.

3. Search for your Name:

State: Select your State.
Scheme: Select “PMJAY”.
District: Select your District.
Search by: Choose “Family ID” (Ration Card Number) or “Aadhaar Number”.
Enter the number and click the Search icon.

4. Identify & Apply (e-KYC):

If your family is listed, you will see a list of names.
If your card status is “Not Generated”, look for the “Action” button (small e-KYC icon) next to your name.
Click it and verify using Aadhaar OTP.
- Note: You will receive an OTP on the mobile linked to your Aadhaar.

5. Verification & Photo:

Your Aadhaar details will be displayed. Match them with the system details.
Capture Photo: You must click a live photo using your device’s camera.
Additional Info: Enter your mobile number, pin code, and district again if asked.
Click “Submit”.

6. Download Card:

Once approved (often instant or within 24 hours), the status will change to “Verified” and “Approved”.
Click the Download button to save the PDF of your Ayushman Card.

If you cannot apply online or face technical errors, visit:

Common Service Centres (CSC): Visit your nearest Jan Seva Kendra. Carry your Aadhaar and Ration card. The operator will do the biometric KYC (fingerprint) for ₹30.
Empanelled Hospitals: Go to any government or private hospital under the Ayushman scheme. Look for the “Ayushman Mitra” desk. They will register you for free.

Visit https://beneficiary.nha.gov.in/.
Login with your mobile number.
Search for your family using Aadhaar/Ration Card.
Check the “Card Status” column:
- Verified: Card is ready.
- Pending: Waiting for approval (usually by State Health Agency).
- Rejected: Reason will be mentioned (e.g., data mismatch).

Problem/Error	Solution
“No Record Found”	Your name is likely not in the SECC 2011 list. Try searching by Ration Card number instead of Aadhaar, or visit a nearby Government Hospital (Ayushman Mitra) to check via alternative IDs.
“Aadhaar Mismatch”	Your name/DOB in the Ration Card does not match Aadhaar exactly. Fix: Update your Aadhaar first, or visit a CSC for biometric authentication which sometimes overrides minor spelling errors.
“Beneficiary Pending”	The State Health Agency (SHA) is manually reviewing your docs. Wait for 3-7 days. If stuck longer, log a grievance at cgrms.nha.gov.in.
OTP Not Received	This is a server issue. Try logging in late at night or early morning (before 9 AM). Ensure your mobile has an active SMS plan.
State Not in List	Some states (like Delhi, West Bengal, Odisha) may have their own portals or haven’t fully implemented PM-JAY. Check your specific state health department website.

Next Step: Would you like me to find the list of empanelled hospitals in your specific district so you know where to use the card?

This information is from official sources as of January 2026. Always verify on the official portal for latest updates.

Ayushman Bharat Card: How to Check Eligibility and Apply Online

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