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The highest rate you can currently earn from a nationwide available savings account is 2.55% annual percentage yield (APY), offered by CFG Bank. That’s more than 25 times the FDIC’s national average for savings accounts of 0.10% APY, and it’s just one of the best rates you can find in our ranking below. Based on our weekly rate research of the 200+ banks and credit unions that offer savings accounts nationwide, even the 10th best rate on the list pays 2.02% APY. Below are the best savings account rates available from our partners, followed by our full ranking of the best savings account rates nationwide.
Best High Yield Savings Account Rates
- CFG Bank – 2.55% APY
- UFB Direct – 2.21% APY
- Basque Bank – 2.20% APY
- My Direct Bank – 2.20% APY
- Fitness bank – 2.20% APY
- Brio Direct – 2.15% APY
- Savings on bread – 2.15% APY
- Ivy bank – 2.15% APY
- LoanClub – 2.07% ABS
- Prime Alliance Bank – 2.05% APY
- First foundation bank – 2.02% ABS
- E*Trade Bank – 2.00% APY
- CIBC United States – 1.95% ABS
- Bank TAB – 1.92% ABS
Note that some banks choose to call their savings accounts “monetary” accounts. Traditionally, money market accounts offer the ability to issue checks, unlike savings accounts. The accounts you’ll find in our ranking here all function as savings accounts, with no check writing privileges, although the name may suggest otherwise.
The best savings account rates in the country are listed below in order of APY. Where more than one institution has the same rate, we’ve ranked the accounts based on which require the lowest ongoing minimum balance.
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