The sharp sell-off across the financial markets last week on heightened fears of a global pandemic had many active traders calling for a long-term reversal of the primary uptrend. While protecting or locking in multi-year gains may seem like the logical move, the charts discussed below suggest that traders may have more time to plan…
What Is a Demand Note? A demand note is a loan with no fixed term or repayment schedule. It can be recalled upon the lender’s request, assuming the notice required by the provisions of the loan are met. Given its relative informality, a demand loan (or note) is most common among family, friends, and close…
When billionaire Michael Bloomberg announced he was running for president in November 2019, he said his reasons were to defeat Donald Trump and rebuild America. “I took a look and I thought the people who are running didn’t have ideas that were practical, we couldn’t afford them and Congress wouldn’t pass them, and I didn’t…
Homeowner associations (HOAs) are entities that enforce the rules for living in a community that chooses to be governed. They are common in planned developments; you join them and agree to their terms and fees when you close on a home in a community with an HOA. Homeownership in these communities—also called membership—binds you to…
Over the past few years, Airbnb renting has emerged as a popular alternative to hotels for travelers who want the space and comfort that a home can provide. That’s opened the door for investors looking to cash in on the growing market for short-term rentals. But not all locations are created equal for this type…
What Is the Occupancy Rate? Occupancy rate is the ratio of rented or used space to the total amount of available space. Analysts use occupancy rates when discussing senior housing, hospitals, bed-and-breakfasts, hotels, and rental units, among other categories. In a call center, occupancy rate refers to the amount of time agents spend on calls compared…
What Is a Settlement Bank? A settlement bank is the last bank to receive and report the settlement of a transaction between two entities. It is the bank that partners with an entity being paid, most often a merchant. As the merchant’s primary bank for receiving paymentit can also be referred to as the acquiring…
Twitter, Inc. (TWTR) shares rose more than 8% on Monday morning after a Bloomberg report that an activist investor may have acquired a $1 billion stake to oust CEO Jack Dorsey. Elliott Management has nominated four directors to Twitter’s board of directors after having approached executives privately and holding constructive discussions. With only a single…
Retail stocks could move the market this week, with major reports from big box retailers and struggling mall anchors. The timing is horrific, with the coronavirus outbreak disrupting supply chains while American consumers pull back from discretionary buying that includes everything from smartphones to vacations. Things could get even worse when the outbreak expands, inducing…