What Is a Pass-Through Certificate?

What Is a Pass-Through Certificate? Pass-through certificates are fixed-income securities that represent an undivided interest in a pool of federally insured mortgages put together by a government-sponsored agency, such as the Government National Mortgage Association (Ginnie Mae). How a Pass-Through Certificate Works A large percentage of mortgages that have been issued to borrowers are sold … Read more

The Safest Industries to Invest In

No matter how strong the economy or how bulletproof the industry, no specific stock can ever claim to be a perfectly safe investment. Individual companies can be undone by lawsuits, internal fraud, management changes, product failures, new technology, stronger competitors, and many other factors. For a safer investment, spread your money across an entire industry through … Read more

What Is a Revolver? Definition in Lending and How It Works

What Is a Revolver? A revolver refers to a borrower—either an individual or a company—who carries a balance from month to month, via a revolving credit line. Borrowers are only obligated to make minimum monthly payments, which go toward paying interest and reducing principal debt. Revolvers are used in finance by corporations to fund working … Read more

Walmart’s Biggest Liability: Labor Costs (WMT)

Is Walmart’s Biggest Liability Labor Costs? In a company as large as Walmart Stores Inc (WMT), it can be hard to increase profit by a measurable degree. Increasing margins on soap won’t affect the bottom, nor will saving on nominal expenses like plastic bags. What Walmart can control though, is its labor force. Walmart’s biggest … Read more

Capacity Requirements Planning (CRP) Definition

What Is Capacity Requirements Planning (CRP)? Capacity requirements planning (CRP) is the process of discerning a firm’s available production capacity and whether it can meet its production goals. The CRP method first assesses the company’s planned manufacturing schedule. Then, capacity requirements planning weighs this schedule against the company’s actual production capabilities to see if the … Read more

Profit Without Predicting the Market

Additional knowledge accumulation is not always beneficial when trading financial markets because some information can make us more ardent in our views and opinions, so we make bold predictions that turn out wrong. Incorrect predictions can be costly when real money is on the line, especially when we take positions against the prevailing price movement … Read more

Capital One Stock Extends Rally After Analyst Upgrade

Capital One Financial Corporation (COF) shares soared more than 15% during Thursday’s session after Oppenheimer upgraded the stock to Outperform with a $66 price targetwhich represents a roughly 9% premium over the current market price. Analyst Dominick Gabriele believes that Capital One is well positioned to weather the storm and is likely to increase market … Read more