Banking, PF & Pension

Bank accounts, KYC, UPI, credit/debit cards, EPFO, NPS, social security pensions, widow/senior citizen/disability pensions

how to apply for old age widow and disability pension in your state
Banking, PF & Pension

How to Apply for Old Age, Widow, and Disability Pension in Your State

Who needs this service? Old Age (IGNOAPS): Citizens aged 60+ years living Below Poverty Line (BPL). Widow (IGNWPS): Widows aged 40+ years living Below Poverty Line (BPL). Disability (IGNDPS): Citizens aged 18+ years with 80%+ severe disability (BPL). Note: Many states (like Delhi, Haryana, Telangana) have higher income limits or different age criteria (e.g., 55+ […]

Banking, PF & Pension

National Pension System (NPS) for Common People: Simple Guide to Start

Who needs this service? Indian Citizens (Resident, NRI, or OCI) aged 18 to 70 years. Private employees, self-employed individuals, homemakers, or freelancers wanting a monthly pension. Anyone not covered by the old government pension scheme. Required documents Keep these ready as scanned .jpeg or .jpg files (size 4KB–2MB): Aadhaar Card (Linked to your Mobile Number

Banking, PF & Pension

PF Withdrawal and Advance: When You Can Apply and Step by Step Process

Who needs this service? Unemployed Individuals: Those who have lost their job and want to withdraw funds for survival (75% after 1 month, 100% after 2 months). Employees in Need (Advance): Current employees facing emergencies like illness, marriage, or buying a house. Retirees: Individuals retiring from service (after age 58) for full settlement. Eligibility Criteria

Banking, PF & Pension

How to Update KYC in EPFO Portal with Aadhaar, PAN and Bank Details

Who needs this service? New Employees: To link UAN with Aadhaar/PAN for employer contributions. Existing Members: To correct mismatched details, enable online withdrawals/claims, or fix “rejected” claim status due to KYC errors. Required Documents: Aadhaar Card (Must be linked to your active mobile number for OTP). PAN Card (Mandatory for tax purposes if withdrawal amount

Banking, PF & Pension

EPF Basics: How to Activate UAN, Check PF Balance and Download Passbook

Who needs this service? Salaried Employees: Any employee whose basic salary is ₹15,000 or less (mandatory coverage). Voluntary Members: Employees earning above ₹15,000 who have opted for EPF with their employer. First-time Users: Employees who have a UAN on their payslip but have never logged into the EPFO portal. Required Documents Before starting, ensure you

Banking, PF & Pension

How to Link Aadhaar with Bank Account and Check Linking Status Online

Who needs this service? All Indian Citizens with a bank account who want to enable digital transactions (UPI/AePS). Beneficiaries of Government Schemes (PM-KISAN, LPG Subsidy, Scholarships, Pension) who need to receive Direct Benefit Transfer (DBT). Required documents: Original Aadhaar Card (for verification) & Self-attested photocopy. Bank Passbook copy (account details page). Registered Mobile Number (linked

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