What Is Yield Maintenance? Yield maintenance is a sort of prepayment penalty that allows investors to attain the same yield as if the borrower made all scheduled interest payments up until the maturity date. It dictates that borrowers pay the rate differential between the loan interest rate and the prevailing market interest rate on the…
What Is an Embossed Card? An embossed card is an electronic payment card with imprinted or stamped payment card details that can be felt above the card’s surface for taking a physical impression. Embossed details on credit cards and debit cards typically include the cardholder’s name and the card number. How Embossed Cards Work As…
While the historic drop in global financial markets and fear of a pandemic may be the only thing on the minds of many investors, it may prove to be a prudent move to take a breath, step back, and try to look at the situation from a different perspective. The sharp declines in assets prices…
The debt-to-capital ratio is a financial leverage ratio, similar to the debt-to-equity (D/E) ratio, It compares a company’s total debt to its total capital, which is composed of debt financing and equity. The ratio is something used as a baseline for a company’s financial standing and is something investors use when determining the risk of…
General Motors Company (GM) stock has been battered and bruised by the recent market swoon, dropping more than 30% in just four weeks. Fortunately for market players, the decline has reached a zone of strong supportcompleting a bullish trade set-up that could yield upside of 30%-plus in coming weeks. Just keep in mind that this…
West Texas Intermediate (WTI) and Brent crude oil futures contracts plummeted when world markets reopened on Sunday evening, dropping more than 24% after Saudi Arabia sharply lowered the price of crude for delivery, starting in April. The move was a reaction to failed Organization of the Petroleum Exporting Countries (OPEC) talks with Russia but also…
Despite the significant market decline on Monday, March 9, shares of Apple Inc. (AAPL) stayed above three value levels from my proprietary analytics. The stock set its 2020 low of $256.37 on Feb. 28, holding its semiannual and quarterly value levels at $262.02 and $260.88, respectively. Given additional stock market weakness, the downside risk is…
Stock markets rebound after yesterday’s historic rout Trump promises fiscal stimulus measures Nature and timing of financial relief sparks debate Global markets are showing signs of life this morning as fiscal stimulus measures in Japan and the U.S. are alleviating the intense selling pressure of Monday’s historic sell-off. Asian markets are all higher with the Shanghai…
Corporate mergers and acquisitions can vary considerably in the time they take to be completed. This length of time may span from six months to several years. There are a number of individual steps that need to be completed successfully by two public companies before they are legally combined into a single entity. Companies usually…