Finance

Your insurance company provides you with this application so that you can claim benefits on your insurance policy whether it is life, car or health insurance. You must file a complaint before you can pay money to any affiliated service such as a hospital or a repair shop for your car. When insurance claims are filed, the company, based on …

After suffering a fire the home owner will have to file a claim for property damage so that they can clean up and start rebuilding. Fires are devastating and sometimes homeowners make a costly mistake during and after resolving their requests for fire. Most will allow a firefighter to review their property and file the request, but there may be …

When considering health plans and evaluating costs, keep in mind that health insurance was not designed to cover every penny related to health care. Everything in the sun on an open credit card is nice, but not when paying the bill. But you are. The purpose of the insurance is to cover sudden very expensive losses. It’s about making yourself …

Without a shadow of a doubt, insurance is an important mechanism that helps individuals, states and the nation in general. You should or could have maintained one or more policies because of the peace of mind, confidence and security against financial losses offered by the insurance. So let me ask you this question. Have you ever bothered to know the …

There are many times in your life when you will have to purchase insurance. Some of these times are fairly simple and you can easily compare plans on your own and make an informed decision. However, there are also times when choosing the right plan or even finding out which types of plans are not so clear. For example, when …

“Pack-out content” is a term used by contractors to restore water and fire and by insurance companies. It is the process where the contractor sends trucks, boxes and workers to your home. They pack all damaged personal property in the home or business and return it to their warehouse. Once the personal property is in the warehouse, the contractor begins …

Like any entrepreneur, a poultry farm owner is exposed to numerous commercial liability risks. Storms, floods, fires, insect and rodent damage and equipment are perhaps more real in this area than others. However, the real threat posed by this type of farmer concerns the dreaded salmonella bacteria. Salmonella contamination can cause food poisoning. In the case of the poultry farmer, …

To begin, let’s define what I mean by traditional health insurance. The traditional health insurance policy is composed of: The Deductible – This is the amount you need to pay for a medical event before your health insurance starts paying. In today’s world this deductible is often $ 3000 or more. Co-insurance: once the deductible is satisfied, most policies require …

An insurance employee has many jobs, but the main one is to find out for the insured what exact compensation will be paid to them. Today, insurance is a very broad field with many different types of insurance with each having its own specific rules, financial aspects and policies. Being an insurance adjuster is a very popular field. Generally they …

You may have heard of umbrella insurance, but you may not know exactly what it means. It doesn’t guarantee you will stay dry while walking in the rain, but it does provide an umbrella of almost everything that other traditional insurance policies don’t. In addition, it closes the gaps in coverage after the limits of the standard policy are exhausted. …