Insurance

New Jersey car insurance rates are some of the most expensive in the country, with an average premium of $2,611 per year. However, there are ways to save on car insurance in New Jersey. One way is to shop around and compare rates from different insurers. Another way is to take advantage of discounts, such as the good driver discount …

How much life insurance do you need? It’s a question you will have to figure out at some point. How much is enough to take care of your family if something happens to you? Keep reading to find out how to calculate the amount of life insurance you need. What are some factors to consider when it comes to life …

There are a lot of benefits to purchasing auto insurance online. For one, it’s convenient! You can shop for policies from the comfort of your own home, and you can often get a better deal than you would if you bought insurance through an agent. In this blog post, we will teach you how to purchase auto insurance online. We’ll …

Being in a car accident is a traumatic experience, even if you emerge from it unscathed. Unfortunately, the trouble does not end once you’ve dusted yourself off. You now have a financial liability on your hands. In many cases, a major collision leads to a car being ‘totaled’. The term refers to the insurance determination that it is a total …

What is the optimal time to devote to choosing a health insurance to plan? Health insurance is complicated, but most people, no matter how educated, turn out to be bad at making that choice. It’s confusing even for people who understand all the terms, such as deductible and copayment, according to a report by the Kaiser Family Foundation. Not surprisingly, …

The benefits explained Outstanding Customer Service: United Life strives to provide excellent customer service. While many companies claim to be focused on customer service, United Life’s excellent Customer Complaints Index score backs up their claim. In fact, the company has received even fewer complaints than our best life insurance companies. Same day decision available: Waiting a long time to see …

In 2024, the landscape of handyman insurance has evolved, with companies offering specialized coverage to meet the unique needs of handymen. As professionals who tackle a variety of tasks from minor repairs to complex installations, handymen face numerous risks on the job. Selecting the right insurance policy can safeguard against financial loss and provide peace of mind. In this article, …

The benefits explained Outstanding Customer Service: United Life strives to provide excellent customer service. While many companies claim to be focused on customer service, United Life’s excellent Customer Complaints Index score backs up their claim. In fact, the company has received even fewer complaints than our best life insurance companies. Same day decision available: Waiting a long time to see …

Pet insurance is like human health insurance in many ways. The main difference concerns the restrictions imposed on most pet health insurance policies. For example, pet insurance rarely covers pre-existing conditions. Fortunately, despite these restrictions, it is possible to purchase pet insurance that offers a wide range of coverage, from routine care to major surgery. Coverage is provided by three …

What is coinsurance? Coinsurance is the amount, usually expressed as a fixed percentage, that an insured must pay in the event of a claim once the deductible has been satisfied. In health insurance, a coinsurance provision is similar to a copayment provision, except copayments require the insured to pay a fixed dollar amount at the time of service. Some property …