Finance

ESI Benefits for Workers: How to Use ESI Card in Hospital

ESI Benefits for Workers: How to Use ESI Card in Hospital

Who Needs This Service? Eligibility: All employees registered under the Employees' State Insurance (ESI) scheme earning up to ₹21,000 per…

How to View and Pay Electricity Bill Online in Your State Safely

Who needs this service? Any Indian citizen with an electricity connection (domestic, commercial, or agricultural) who wants to pay bills…

Crypto vs Stocks 2025: Where Should Beginners Invest Today?

1. The Real Question: Can You Sleep at Night? Stop asking "Which investment is better?" That is the wrong question.…

Best Cashback Apps in 2025: Earn Money on Every Purchase

I have a friend—let’s call him Rahul—who has six different cashback folders on his phone. He spends about 15 minutes…

How to Save $500 Every Month With These Simple Budget Hacks

The Confession I distinctly remember the Tuesday afternoon that changed everything for me. It wasn't a dramatic financial crash or…

7 Passive Income Ideas Powered by AI (Beginner Friendly)

What if you could set up an income stream today and have AI handle 80% of the heavy lifting for…

Top 12 Side Hustles Making People $500–$3000/Month in 2025

Americans and Indians alike are facing a unique economic pressure cooker in 2025. While inflation has cooled slightly, the cost…

Best Budget Smartphones of 2025: Flagship Features Under $300

Last year, picking a phone under $300 (roughly ₹25,000) meant accepting a series of disappointing compromises. You usually got a…

Trump announced $2000 tariff check: Tariff dividend status

President Trump has floated a $2,000 “tariff dividend” paid out from new tariff revenue—but experts say the revenue numbers don’t…

What Is a Good Credit Score? Simple Explanation

So, What's the "Good" Number Everyone Talks About? Alright, let's get right to it. When people talk about "a good…

How to Create a Monthly Budget That Actually Works

Let’s be honest, you’ve probably tried to create a monthly budget before. You opened a spreadsheet, felt a brief surge…

How to Build Wealth Slowly and Safely

I read a post the other day on a financial forum that stuck with me. It was from a 31-year-old…