Finance

What Is Moral Suasion? Moral suasion is ‘persuading people or groups to act (as toward charitable giving, personal hygiene, social reform) by rhetorical appeals and persuasion rather than by coercion or physical force’, to quote the OED. In economics, it tends to refer to central banks. Key Takeaways Moral suasion attempts to bring about a…

Investments in overseas stocks and bonds can earn a better return and add valuable diversification to a portfolio, but they bring along the extra risk of exchange rates. Given the potential for foreign exchange rates to distort portfolio returns they should be hedged where appropriate. Once upon a time, to make a profit or simply…

What Is Fuzzy Logic? Fuzzy logic is an approach to variable processing, where the same variable can process multiple possible values for truth. In essence, Fuzzy Logic is an attempt to solve problems where the available data and rules of engagement are open-ended, imprecise and ill-defined in nature, yet return a plausible range of accurate…

Generational wealth is wealth that parents or grandparents pass on to their children and grandchildren. Having generational wealth can provide financial stability and opportunities for children, grandchildren, and even more generations in the future. But money is not the only valuable element of this type of intergenerational inheritance, says Taylor Kovar, CFP and chief executive…

Avis Budget Group, Inc. (CAR) reported earnings after the close on Monday, Aug. 5, and beat analysts’ estimates. CAR opened Tuesday, Aug. 6, despite the good news below its 50-day simple moving average at $33.78, which puts it at risk to its 200-day simple moving average at $31.34. The weekly chart warned us before the…

What Is Group Term Life Insurance? Group term insurance is a document known as one certificate that contains temporary coverage for a group of people. The standard group is a company, where the contract belongs to the employer who offers coverage for employees as a benefit. Most employers provide, at no cost, the base amount…

Many market participants are sharpening their gaze as of late, and enter sectors of the markets that remain near seminal levels of support (now seemingly transports, utilities and building and construction). For the prospective ‘Tech’ participant, sudden sell-offs can create rare low-downside risk/reward setups, usually available once or twice per year, depending on time-frame. We’ll…

What Is Form 1041: U.S. Income Tax Return for Estates and Trusts? Internal Revenue Service (IRS) form 1041 is an income tax return filed by the fiduciary of a decedent’s estate, trust or bankruptcy estate. Based on Section 1041 of the Internal Revenue Code (IRC), Form 1041 is filed to report any taxable income made…

What Is a Guardian IRA? What is a guardian IRA? It’s an IRA that’s established and controlled by an adult for a minor. Guardian IRAs may also be established for adults who cannot manage their own financial affairs due to physical or mental disability. Designated as guardian IRAs (also known as custodial IRAs), the account…