Finance

What Is Reinsurance? Reinsurance is sometimes called insurance for insurance companies because it’s a contract between a reinsurer and an insurer. It enables the insurance company, or ceding party (or cedent, as it’s commonly known) to transfer risk it has insured with a customer to a reinsurer. This gives part or all of a policy…

Tax Credit Properties: A Key Solution to Affordable Housing While people look for places to live in the housing market in today’s world, affordable housing is getting more and more difficult to obtain in the United States for most Americans. Coming to the solution to the vexing problem of where people are living today, tax…

What Is Retirement Planning? An effective retirement plan begins with identifying your long-term financial goals and your risk tolerance, and then commencing efforts to reach those goals, with the sooner the better to get started. In making a retirement plan, you would first identify your income and then add up your expenditure to devise a…

Super Micro Shares Plunge: Super Micro Computer plunged 13 per cent in after-hours trading on Tuesday after the server maker reported earnings that missed estimates, dropped its profit forecast in a light manner, and revealed a surprise year-over-year decline in adjusted gross margin as the growing expense of transitioning to more expensive AI chips weighed…

What Is Ex Works (EXW)? Ex Works (EXW) is an international trade term coined with the intention that the product is made available at the specified point by the seller and the buyer has to incur the transportation costs of the same. Ex Works (EXW) is one of the 11 current Incoterms (International Commercial Terms),…

What Is Capitalized Interest? Capitalised interest is the interest cost incurred to obtain or construct a long-lived asset. Contrary to the case of interest expense related to any other purpose, capitalised interest is not expensed immediately on the income statement of a company’s financial statements. Instead, firms capitalise it: the interest paid increases the asset’s…

Despite the Federal Reserve keeping interest rates on hold for a year, it now appears poised to start lowering them next month. Because CDs guarantee a certain rate over the term of the deposit, banks and credit unions often start lowering their yield on new CDs once they have confidence that the Fed will cut…

Financial Advisor Career: An Overview Becoming a financial advisor is the same type of career playground you see only rarely. Good (successful) financial advisors bring value to their clients. For that, they can expect almost limitless income, a flexible work schedule, and the freedom to choose a professional niche. But the career also comes with…

Class A Shares vs. Class B Shares: An Overview Common shares represent equity in a publicly-traded company, the ownership of which is usually divided up into classes. The most common are Class A and Class B shares. The characteristic that distinguishes the two is typically what is particular to that company. One class might simply…