Nevada · Buyer's closing costs

Closing costs in Nevada.

Every itemized fee a buyer faces in Nevada, including our state-specific transfer-tax lookup (Real property transfer tax varies by county). Low and high estimate, updated live as you type.

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Default: Real property transfer tax varies by county

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Estimated closing costs · Nevada
$8,840 – $13,640
Roughly 2.2% – 3.4% of purchase price
Low estimate
$8,840
High estimate
$13,640
Cash to close (est.)
$88,840 – $93,640
= $80,000 down + closing
Every line item
All fees are editable in the input panel where marked.
  • Loan origination
    0.5% – 1% of loan
    $1,600 – $3,200
  • Appraisal fee
    Fixed
    $500 – $800
  • Title insurance (owner + lender)
    0.3% – 0.5% of price
    $1,200 – $2,000
  • Recording fees
    State/county filing
    $50 – $250
  • Settlement / escrow
    Fixed
    $400 – $900
  • Credit report / underwriting
    Fixed
    $50 – $350
  • State & county transfer tax
    Real property transfer tax varies by county
    $2,040
  • Prepaid property tax (3–6 mo)
    1.1%/yr assumed
    $1,100 – $2,200
  • Prepaid insurance (12 mo)
    First year premium
    $1,900
Total closing costs$8,840 – $13,640
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Origination, title insurance and settlement fees can differ by $1,000-$3,000 between providers. Compare quotes side-by-side.

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Buying in Nevada

What's different about closing in Nevada.

Nevada applies a transfer tax of 0.510% on the purchase price (Real property transfer tax varies by county). On a $400,000 home that's roughly $2,040 — often the biggest state-specific line item at closing.

Otherwise, Nevada buyers face the same national basics: lender origination (0.5%-1% of the loan), title insurance (0.3%-0.5% of the price), appraisal ($500-$800), settlement / escrow ($400-$900), plus prepaids for property tax and homeowners insurance held in your first escrow.

Some counties in Nevada add local surtaxes or recording fees beyond the state figure. The rate above is editable — set it to your county's exact number to tighten the estimate.

How this works

Every fee, itemized — nothing hidden.

2%-5% of the purchase price

That's the national typical range for buyer-side closing costs. We break it into every line item — origination, title insurance, transfer taxes, escrow prepaids and more — with a low and high estimate for each.

State transfer taxes vary a LOT

Delaware runs about 4% combined. Texas, Idaho, and Alaska charge zero. This calculator uses a state-by-state lookup and lets you override if your county has an unusual local add-on.

Cash to close = down payment + closing

Don't forget you need both. The 'cash to close' figure is what you actually wire on closing day — down payment plus every closing cost item combined.

FAQ

Common questions

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Disclaimer: The results here are estimates for educational purposes only and are not financial advice. Actual loan approval, rates and payments depend on many factors and vary by lender. Please consult a licensed professional before making a home purchase decision.

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