Closing costs in New Jersey.

Every itemized fee a buyer faces in New Jersey, including our state-specific transfer-tax lookup. Low and high estimate, updated live as you type.

Buying in New Jersey

New Jersey buyers face the same national basics — lender origination (0.5%-1% of the loan), title insurance (0.3%-0.5% of the price), appraisal ($500-$800), settlement / escrow ($400-$900), plus prepaids for property tax and homeowners insurance.

New Jersey’s transfer / deed tax rate is applied automatically. Some counties in New Jersey add local surtaxes or recording fees beyond the state figure; the rate is editable in the tool.