All about Insurance on all topics
Being in a car accident is a traumatic experience, even if you emerge from it unscathed. Unfortunately, the trouble does not end once you’ve dusted yourself off. You now have a financial liability on your hands. In many cases, a major collision leads to a car being ‘totaled’. The term refers to the insurance determination…
What is the optimal time to devote to choosing a health insurance to plan? Health insurance is complicated, but most people, no matter how educated, turn out to be bad at making that choice. It’s confusing even for people who understand all the terms, such as deductible and copayment, according to a report by the…
Progressive commercial Do-it-yourselfers who need coverage for their work vehicle should look to Progressive Commercial, the largest and most experienced commercial vehicle insurer in the country. Advantages Largest provider of commercial auto insurance in the United States Covers commercial vehicles that are also used for personal transportation Several discounts offered Commercial auto coverage available in…
What is coinsurance? Coinsurance is the amount, usually expressed as a fixed percentage, that an insured must pay in the event of a claim once the deductible has been satisfied. In health insurance, a coinsurance provision is similar to a copayment provision, except copayments require the insured to pay a fixed dollar amount at the…
Pet insurance is like human health insurance in many ways. The main difference concerns the restrictions imposed on most pet health insurance policies. For example, pet insurance rarely covers pre-existing conditions. Fortunately, despite these restrictions, it is possible to purchase pet insurance that offers a wide range of coverage, from routine care to major surgery….
The benefits explained Outstanding Customer Service: United Life strives to provide excellent customer service. While many companies claim to be focused on customer service, United Life’s excellent Customer Complaints Index score backs up their claim. In fact, the company has received even fewer complaints than our best life insurance companies. Same day decision available: Waiting…
What is flood insurance? Flood insurance is a type of Home Insurance which covers a dwelling for losses incurred from water damage specifically due to flooding caused by heavy or prolonged rain, melting snow, coastal storm surges, blocked storm drain systems or the rupture of a dike dam. In many places, a flood is considered…
The benefits explained Great customer service. In addition to a 24-hour chat option, you can reach its customer service line six days a week. Home sharing coverage. If you are renting a room or an entire house, USAA offers what they call home-sharing coverage. Those who are regular house hosts might be interested in jumping…
USAA Allianz American Fidelity life insurance Types of coverage Whole life, term life, universal life Universal life index Term life, final expenses, whole life Dividends for 2020 $42 million Not applicable Not applicable Online application Available Unavailable Available AM Highest rating A++ A+ A- Prices for temporary policies Excellent N / A Very well NAIC…