All about Insurance on all topics
Principal Life is not one of our top-rated life insurance companies. You can review our list of the best life insurance companies for what we think are better options. Pros Explained Multiple permanent coverage options to choose from: Principal offers three categories of permanent coverage choose from: universal life, indexed universal life, and variable universal…
L’avenir n’est jamais certain, même pour ceux qui se sentent au sommet de la vie. Mais s’il y a des gens qui dépendent de vos revenus et que vous n’avez pas un énorme compte bancaire à laisser derrière vous, vous voudrez peut-être réfléchir aux implications financières d’une maladie ou d’un accident soudain. Cela signifie-t-il que…
What is net (insurance) leverage? Net leverage is the sum of an insurance company’s net indebtedness written premiums report and sound net liability ratio. Net leverage is used to determine an insurer’s degree of exposure to errors in pricing and loss estimation. It is used as an indicator of the financial health of the insurance…
The benefits explained Solid financial ratings: Unum is rated A by AM Best, meaning “excellent” financial strength. Educational materials available on the site: Consumers can access educational materials on the website to help them decide what type of coverage they need and how much. Online claims filing: Policyholders can file claims online and download documents…
The benefits explained Non-medical term life insurance up to $1.5 million: Bestow uses Accelerated Underwriting to issue term life insurance policies, so medical exams are never required, even if you have pre-existing conditions. Get a quote, apply and buy coverage online: Many life insurance companies require you to work with an agent at some point…
What is an Associate in Excess Lines Insurance (ASLI)? Associate in Surplus Lines Insurance (ASLI) is a professional designation for agents, brokers, risk managers, underwriters, claims professionals, regulators and other professionals who work in the excess lines insurance industry. The institutes, an industry education and accreditation body, awards the designation. Key points to remember Associate…
At any given time, the last year in which the tax deduction for private mortgage insurance (PMI)also known as Mortgage Insurance Premium (MIP), was permitted for the 2017 tax year, but only for mortgages taken out or refinanced after January 1, 2007. However, the Supplemental Consolidated Credits Act of 2020 permitted MIP and PMI tax…
Free car insurance quotes – Compare auto insurance quotes with a list of the leading auto insurance firms. This ZIPcode is not validated. Why do I like Zebra? Nevertheless, all our content was written by independent editorial and licensed representatives. Check the method for data processing and find out the most effective way of earning….
Most people are familiar with insurance, but may not be as familiar with excess insurance or reinsurance. Here’s a quick primer on each type of coverage and how they differ: Insurance is a contract between an insurer and a policyholder in which the insurer agrees to pay for the covered losses of the policyholder up…