The Addams family started as a comic created by cartoonist Charles Addams in 1938. Since then, there have been countless films, TV shows and other adaptations of the classic family. Most recently, Wednesday, the daughter of the family, was brought to life by Jenna Ortega, bringing new popularity to the character. This collection of free…
How Financial Advisors Manage Small Business Assets Areas of Asset Management Tasks Optimizing Cash Flow: Track income and expenses. Forecast cash flow to anticipate shortfalls and surpluses. Strategize over ways to improve cash flow, such as negotiating better payment terms with suppliers or offering discounts for early customer payments. Investment Management: Identify investment…
What Is a War Economy? War economy is the organization of a country’s production capacity and distribution during a time of conflict. A war economy must make substantial adjustments to its consumer production to accommodate defense production needs. In a war economy, governments must choose how to allocate their country’s resources very carefully in order…
Silicon Valley Bank (SVB) was shut down in March 2023 by the California Department of Financial Protection and Innovation. Based in Santa Clara, California, the bank was shut down after its investments greatly decreased in value and its depositors withdrew large amounts of money, among other factors. Later in March, First Citizens Bank bought up…
For many of us, the market declines of the recent past, including the stock market crash of 2008, are becoming faded memories. In the end, those who stayed invested during these difficult times perhaps came out in the best shape. Market crashes and economic downturns are part of life. As the COVID-19 pandemic showed, market calamity…
Certificate of deposit (CD) rates have skyrocketed since the Federal Reserve began raising interest rates a little over a year ago, offering people in the U.S. the chance to earn more on their cash savings than they have in over a decade. With another small Fed rate hike expected Wednesday—possibly the last for a while—CD…
Signature Bank was shut down on March 12, 2023, after depositors withdrew large sums of money on the heels of the collapse of Silicon Valley Bank (SVB). Regulators feared continued contagion in the banking sector and closed Signature Bank to try to contain the panic. Bank failures aren’t new. More than 550 banks shut down…
Bear markets are a fact of life. That doesn’t make it any easier to anticipate them, predict how long one will last, or estimate the depth of the decline. But you don’t need to be a clairvoyant to take a few prudent steps to minimize your bear-market losses while improving long-term investing returns in the…
Average Life Insurance Cost Per Month ($250,000, 30-year term policy) Company 25 years old (average) 40 years old (average) 55 years old (average) Nationwide $20.89 $28.88 $99.97 MassMutual $18.15 $29.58 $122.46 Protective $16.06 $25.66 $107.12 Banner $16.07 $25.71 $107.91 Mutual of Omaha $19.68 $31.39 $137.39 Guardian $19.53 $31.65 $110.49 USAA $20.82 $30.09 N/A Lincoln Financial…