401(k) vs. Pension Plan: What’s the Difference?

401(k) vs. Pension Plan: An Overview 401(k)s and pensions share several similarities: to start, they’re both employer-sponsored retirement plans that promise tax advantages as well as future financial security. Both are methods of funding employees’ retirement costs with real tax savings for participants. The main differences: A pension guarantees the retiree a set payment for…

Choose The Best Charitable Gift Annuity

A charitable gift annuity (CGA), as the name implies, is both a tax-deductible gift and an income-producing annuity. It’s a way to benefit a charity or non-profit organization whose work you support, while still supporting yourself and your kin. Choosing the best one involves selecting an institution with both laudable goals and financially acceptable terms….

The Smart Way to Switch Financial Advisors

Why Should You Change Your Financial Advisor? If you’re considering changing your financial advisor, you’re not alone. According to research company Spectrem Group, nearly 60% of investors have switched advisors at some point. The top reasons cited for switching include a lack of communication, a lack of good advice and ideas, and poor performance relative…

Fed Squeezes Inflation and Economy Harder With a Tenth—Possibly Final—Rate Hike

The Federal Reserve once again increased the pressure pushing down on inflation—and the economy—for what could be the final rate hike of its current campaign. The central bank raised its benchmark interest rate for the tenth time in this cycle by a quarter-point to a range of 5% to 5.25% Wednesday. The widely expected move…

66 Amazing Oni Mask Tattoo Ideas To Inspire You

Unleash the Spirit of Japanese Folklore with Oni Mask Tattoos Oni mask tattoos have surged in popularity, capturing the imagination of tattoo enthusiasts worldwide. Rooted in Japanese folklore, these designs are not only visually striking but also rich in symbolism. Whether you’re drawn to their fierce appearance or the deep cultural meanings behind them, an…

101 Best Full Metal Alchemist Tattoo Ideas

Unveiling the Best Fullmetal Alchemist Tattoo Ideas for Devoted Fans Discover the most inspiring Fullmetal Alchemist tattoo designs that capture the essence of the series and resonate with your journey. Fullmetal Alchemist has captivated audiences worldwide with its profound storytelling, complex characters, and philosophical themes. For many fans, the series is more than just an…