What Is the Look-Ahead Bias? Look-ahead bias occurs by using information or data in a study or simulation that would not have been known or available during the period being analyzed. This can lead to inaccurate results in the study or simulation. More importantly, a look-ahead bias can unintentionally sway simulation results closer into line…
What Is a Foreign Bank Branch? A foreign bank branch is a type of foreign bank that is obligated to follow the regulations of both the home and host countries. Because the foreign bank branch has loan limits based on the total bank capital, they can provide more loans than subsidiary banks. That is because…
1. “Running Up That Hill” de Kate Bush avec Stranger Things You must have heard this song somewhere after the release of Season 4 of Stranger Things in the summer of 2022. It was everywhere (and it was borderline unbearable): on the radio, at the supermarket, in the evening, in the toilets of restaurants… It…
Many investors prefer to own physical gold and silver instead of exchange-traded funds (ETFs) that invest in these precious metals. While the tax implications of owning and selling ETFs are very straightforward, not many people fully understand the tax implications of owning and selling physical bullion. Below is a description of how these investments are…
As a person I just made up said, “Success in life is good, but sometimes failing when you had a shitty idea at the start is not bad either”. It’s a real life lesson that happens to be verified when we take a look at all those things that almost changed our existence in the…
It’s always a bit annoying to lose a suitcase or a travel bag during your vacation, especially when it’s the fault of the company you’re traveling with. But it can also become a strange surprise for the teams who have to deal with these famous lost packages, because sometimes you can find really strange things…
Deflation is a decrease in the general price level of goods and services in a country. It is the opposite of inflation, which is when general price levels in a country are rising. In the short-term, deflation impacts consumers positively because it increases their purchasing powerallowing them to save more money as their income increases…
Typically, deflation is a sign of a weakening economy. Economists fear deflation because falling prices lead to lower consumer spending, which is a major component of economic growth. Companies respond to falling prices by slowing down their production, which leads to layoffs and salary reductions. This further lowers demand and prices. However, for a period…
The European Union sealed an agreement on Tuesday, December 6, 2022: a law aimed at banning the import of products resulting from deforestation in the territory. How historic a decision, since this is the very first time (on a global scale) that such an agreement has been signed! If Europe makes this choice first, it…