Understanding Weighted Average Life (WAL), How It Works, Example

What Is Weighted Average Life (WAL)? The weighted average life (WAL) is the average length of time that each dollar of unpaid principal on a loan, a mortgageor an amortizing bond remains outstanding. Calculating WAL shows an investor, an analyst, or a portfolio manager how many years it will take to receive roughly half of…

Top 20 of the best tweets on Twilight, the best saga to watch at Christmas

It’s almost the end of the year holidays and you don’t know what to do with your life because you’ve already bought all your Christmas presents and watched all the TMC Christmas movies? Don’t panic, we have what you need to keep you waiting until December 24 while putting you in the mood for mulled…

How do gross profit margin and operating profit margin differ?

Gross profit margin and operating profit margin are two metrics used to measure a company’s profitability. The difference between them is that gross profit margin only figures in the direct costs involved in production, while operating profit margin includes operating expenses like overhead. Both metrics are important in assessing the financial health of a company. Gross Profit Margin Gross profit margin shows the…

Dividend vs. Buyback: What’s the Difference?

Dividends vs. Buybacks: An Overview Many companies reward their shareholders in two ways—by paying dividends or buying back shares. An increasing number of blue chips, or well-established companies, are doing both. Paying dividends and stock buybacks make a potent combination that can significantly boost shareholder returns. But which is better—stock buybacks or dividends? A dividend…

Winter Body Lotion: What Kind of Ingredients to Look Out For

Winter is almost here, and while most of us enjoy the occasional chill in the air, the season isn’t kind to our skin. There is little moisture in the environment, resulting in extreme dryness. In addition, there are fewer lipids in the skin barrier to keep moisture in. Cold, dry wind exacerbates the situation, and…