What is a short-term date? A short date is a forward contract that expires in less than a year. A futures contract is an obligation involving two parties who agree on a fixed price to sell or buy an asset at a pre-determined date and time in the future. In forex trading, a short-term futures…
An easy way to get your credit score can be from your bank. Your credit score is a numerical rating that lenders use, along with your credit reportto assess the risk of offering you a loan or granting you credit. You can get a free credit report from each of the three major credit agencies:…
What is the Gold Reserve Act of 1934? The term Gold Reserve Act of 1934 refers to a law that removed title from all gold and gold certificates held by individuals and institutions and transferred to the United States Treasury. The law, which also included gold held by the Federal Reserve Bank, was signed into…
What is the optimal time to devote to choosing a health insurance to plan? Health insurance is complicated, but most people, no matter how educated, turn out to be bad at making that choice. It’s confusing even for people who understand all the terms, such as deductible and copayment, according to a report by the…
During the dotcom boom of the late 1990s, the notion of dividend investing was laughable. At the time, everything was growing in double-digit percentages, and no one wanted to see a measly 2% gain from dividends. After the bull market of the 1990s ended, dividends became attractive again. For many investors, stocks paying dividends have…
What is a decile? A decile is a quantitative method of dividing a classified data set into 10 equally sized subsections. This type of data classification is carried out in the context of many academic works and statistical studies in the finance and economy the fields. Data can be ordered from largest to smallest value,…
What is operating profit before depreciation and amortization (OIBDA)? Operating income before depreciation and amortization (OIBDA) is a measure of financial performance used by companies to show the profitability of their main business activities. OIBDA excludes the effects of capital expenditures on fixed assetssuch as equipment, and interest expense related to debt repayment. Sometimes the…
What is the risk of survival bias? The risk of survival bias is the possibility that an investor will make the wrong investment decision based on published investment fund performance data that reflects only performing funds rather than all funds. Key points to remember Risk of survival bias is the risk that reported returns for…
What is a growth industry? A growth industry is the sector of an economy that experiences an above-average growth rate relative to other sectors. Growth industries are often new or pioneering industries that did not exist in the past. Their growth is the result of demand for new products or services offered by companies in…