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What is Free Credit? Free credit is the practice of making it easier to get credit, either by relaxing lending standards or lowering interest rates for borrowing. Loose credit often refers to the policies of a country’s central bank, whether it seeks to increase the money supply through the banking system (loose credit) or to contract it (tight credit). Loose …

The founder of decentralized finance (DeFi) protocol Synthetix, Kain Warwick, has submitted a proposal that would turn off very high yield returns for SNX stakers and cap the total Synthetix (SNX) supply at 300 million. The Synthetix protocol allows traders to issue synthetic versions of crypto native assets, traditional financial assets, and commodities on the Ethereum and Optimism networks. In a …

What is a Debt Fund A debt fund is an investment pool, such as a mutual fund or an exchange-traded fund, in which the core holdings include fixed income investments. A debt fund can invest in short or long-term bonds, securitized products, Money Market instruments or floating rate debt. On average, expense ratios on debt funds are lower than those …

Nonfungible token- (NFT)-friendly rap icons Eminem and Snoop Dogg will be performing at MTV’s Video Music Awards (VMAs) together on Sunday in a performance inspired by the Otherside metaverse and Bored Ape Yacht Club (BAYC) NFTs. The Otherside is a collaboration project between Yuga Labs’ BAYC and NFT investment and gaming giant Animoca Brands. Partnering with Otherside creator Yuga Labs, …

What is a Provisional Notice of Cancellation (PNOC)? A provisional notice of cancellation is a means by which a participant in a reinsurance treaty may notify the other participants of its intention to withdraw from the treaty. This type of notice is only used for continuing reinsurance contracts, that is, those that remain in force until either party withdraws from …

XRP price saw a major spike on Aug. 26, hinting at a possible effect from some big traders. Large XRP transfers, Ripple Swell Global event Notably, XRP’s price jumped 6% to $0.37, a two-week high, during the early London hours. The token’s upside move occurred hours after its network processed three massive transfers worth $51 million involving crypto exchanges Bitso …

Guide to choosing a mortgage lender Should you take out a mortgage? If you’re thinking about buying a home, you’re probably wondering if you should take out a mortgage. Here are some things to consider when making your decision: Your credit profile: Your credit score will affect the interest rate you are offered on your mortgage, so it is important …

The coronavirus pandemic has put life insurance at the top of the priority list for many Americans. Last year, a third of consumers said they had bought or planned to buy new or additional life insurance, according to a Lincoln Financial survey. Key points to remember Life insurance applicants without COVID-19 risk factors will see their rates drop. Insurers will …

Input Output Hong Kong (IOHK), the blockchain company behind the Cardano network, says the much anticipated Vasil hard fork is “ever closer” after revealing the state of three critical indicators that will trigger the mainnet update. In a Twitter thread posted on Thursday, IOHK shared its latest “rollout status” of the Vasil upgrade to its 265,800 followers, with updates on “three …