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Guide to choosing a mortgage lender Should you take out a mortgage? If you’re thinking about buying a home, you’re probably wondering if you should take out a mortgage. Here are some things to consider when making your decision: Your credit profile: Your credit score will affect the interest rate you are offered on your mortgage, so it is important …

The coronavirus pandemic has put life insurance at the top of the priority list for many Americans. Last year, a third of consumers said they had bought or planned to buy new or additional life insurance, according to a Lincoln Financial survey. Key points to remember Life insurance applicants without COVID-19 risk factors will see their rates drop. Insurers will …

Input Output Hong Kong (IOHK), the blockchain company behind the Cardano network, says the much anticipated Vasil hard fork is “ever closer” after revealing the state of three critical indicators that will trigger the mainnet update. In a Twitter thread posted on Thursday, IOHK shared its latest “rollout status” of the Vasil upgrade to its 265,800 followers, with updates on “three …

What is a growth and income fund? A growth and income fund is a class of mutual fund or exchange-traded fund (ETF) who has a dual strategy of both capital appreciation (growth) and current income generated by dividends or interest payments. A growth and income fund may invest only in stocks or in a combination of stocks, bonds, real estate …

Cryptocurrency exchange Binance will suspend deposits and withdrawals of Ether (ETH) and ERC-20 tokens during the blockchain’s transition to its proof-of-stake (PoS) Beacon chain in September. The world’s largest exchange by transaction volume announced the move in a bid to provide stability during The Merge, which is touted to take place in mid-September 2022. Binance becomes the second major exchange …

Globalization has made the concept of comparative advantage more relevant than ever. Comparative advantage is defined as the ability of a country to produce a good or service more efficiently and at lower cost than another. Economist David Ricardo defined the theory of comparative advantage in his 1817 book, On the principles of political economy and taxation. Some of the …

The United States Securities and Exchange Commission (SEC) has pushed back a decision on the latest application for a Bitcoin (BTC) spot exchange-traded fund (ETF) by global investment firm VanEck. The company has long been trying to get the green light for what will be the first BTC ETF in America, with its first application lodged with the SEC dating …

A company can return wealth to its shareholders in several ways. Although stock price appreciation and dividends are the two most common ways, there are other ways for companies to share their wealth with investors. In this article, we will focus on one of these little-known methods: share buybacks or redeem. We will go through the mechanics of a sharing …

Bitcoin (BTC) rose rapidly later on Aug. 26 as fresh economic data from the United States furthered hopes of a pivot from the Federal Reserve. BTC/USD 1-hour candle chart (Bitstamp). Source: TradingView Bitcoin bounces but preserves intraday trend Data from Cointelegraph Markets Pro and TradingView tracked a 3.55% rise for BTC/USD on the day, allowing the pair to match highs …