Target-Date Funds vs. Lifecycle Funds

When considering investments for your 401(k) plan, you may see options listed as target date funds or lifecycle funds. It is in fact the same type of fund. They are structured to minimize risk and maximize returns on a specific date. Target date or lifecycle funds automate some aspects of portfolio management, and they’re ideal for investors who don’t want …

Read More »

Pure Yield Pickup Swap Definition

What is a Pure Yield Pickup Exchange? A pure yield swap consists of exchanging a set of obligations on the other hand, the intention to increase the return received on these bonds. It is important to note that the term assumes that the increase in yield will not come at the expense of an increase in bond risk. Typically, this …

Read More »

Hilton Honors American Express Surpass Credit Card Review

Examen complet de la carte de crédit Hilton Honors American Express Surpass Les avantages expliqués Bonus de récompenses d’introduction lucratif: La carte de crédit Hilton Honors American Express Surpass surpasse la concurrence en matière de bonus. L’offre de bonus actuelle vaut 130 000 points bonus après avoir dépensé 2 000 USD en achats sur la carte Hilton Honors American Express …

Read More »

Tax Haven Vs. Tax Shelters: Is There a Difference?

Although the two go together to help high net worth individuals (HNWI) and others are legally decreasing their income tax burdens, there is an important difference between tax havens and tax shelters. Tax havens are places around the world known to have lax or non-existent tax laws that allow individuals or businesses to reduce their tax liability by holding their …

Read More »

Best GMAT Prep Courses of 2022

final verdict Overall, Magoosh is our top pick because it offers a comprehensive GMAT prep course at a reasonable price. The $250 course includes one year of access to the course materials and comes with a 50-point score improvement guarantee. It’s not the cheapest or most robust course, but it does a good job of balancing cost and value for …

Read More »

Single Entity Coverage

What is Single Entity Coverage? Single entity coverage is a type of insurance policy that covers all real estate in a condominium, including both the common areas shared by all the owners as well as the individual units. Key points to remember Single entity coverage is an insurance policy that covers both common areas shared by all owners as well …

Read More »

The Four Rs of Investing in Retail

Ranging from food to electronics, from luxury specialists to discounters, the retail sector is a diverse and dynamic one—and extremely susceptible to changing consumer tastes, as well. Yet the industry seems to grow every year, regardless of economic cycles or capital costs. Investors can find a lot to like (and dislike) in retail stocks. In doing their due diligence on companies, …

Read More »

Pending Home Sales Index (PHSI) Definition

What is the Pending Home Sales Index (PHSI)? The Pending Home Sales Index (PHSI) is an index created by the National Association of Realtors (NAR) which tracks home sales when a contract is signed, but the transaction has not yet closed. The PHSI is a leading indicator of future sales of existing homes. It usually takes four to eight weeks …

Read More »

Blue Cash Preferred® from American Express Review

Examen complet de American Express Blue Cash Preferred Avantages Remises en argent exceptionnelles dans les supermarchés américains et sur certains services de streaming américains Offre de bienvenue généreuse pour les nouveaux titulaires de carte 0 % d’introduction APR sur les achats Les inconvénients Frais annuels de 95 $ après la première année alors que les cartes comparables n’en ont pas Commission …

Read More »