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What is net (insurance) leverage? Net leverage is the sum of an insurance company’s net indebtedness written premiums report and sound net liability ratio. Net leverage is used to determine an insurer’s degree of exposure to errors in pricing and loss estimation. It is used as an indicator of the financial health of the insurance company. Key points to remember …

The benefits explained Solid financial ratings: Unum is rated A by AM Best, meaning “excellent” financial strength. Educational materials available on the site: Consumers can access educational materials on the website to help them decide what type of coverage they need and how much. Online claims filing: Policyholders can file claims online and download documents instead of having to download …

A postnuptial or “postnup” agreement is similar to a prenuptial agreementbut this legal contract is written and signed after the legal marriage of the couple. A postnup contract describes how the assets will be divided. It may also contain many other provisions dictating marital conduct – from the distribution of household chores to expectations of monogamy to the permitted number …

The benefits explained Non-medical term life insurance up to $1.5 million: Bestow uses Accelerated Underwriting to issue term life insurance policies, so medical exams are never required, even if you have pre-existing conditions. Get a quote, apply and buy coverage online: Many life insurance companies require you to work with an agent at some point in the buying process. But …

What is Open Source? Open source refers to software or a platform whose source code is easily accessible and can be modified or improved by anyone. Open source access grants users of an app permission to fix broken links, improve the design, or improve the original code. Open source software (OSS) hubs, such as GitHub, are an example of a …

YourSBA.com With SBA business acquisition loans from $150,000 to $5 million and online pre-qualification with no credit check, YourSBA.com is the best place to buy a salon. Advantages No brokerage or setup fees SBA acquisition loans from $150,000 to $5 million Business owners can be pre-qualified without a credit check, so your credit score isn’t affected by applying. The inconvenients …

The real estate investment confidence (REIT) giant Realty Income Corporation (O) has been consolidating sideways for months now. However, it is gearing up for a quick double-digit breakout in the coming weeks. Realty Income owns over 6,000 real estate properties for the sole purpose of returning income to shareholders. He paid a monthly dividend for 51 years and has increased …

International Necklaces With two billion square feet under management and one of the broadest service offerings, Colliers International is a world-class commercial property management company. Advantages Real-time reports for owners Financial reports and analyzes to ensure the profitability of your asset Focus on adding value to your property with capital projects In-house engineering team that measures and optimizes your building’s …

The Establishing Every Community for Retirement Enhancement Act of 2019, better known as the SECURE Act, which was originally passed by the House in July 2019, has been approved by the Senate on December 19, 2019, as part of a year-end budget law and accompanying fiscal measure, and signed into law on December 20, 2019 by former President Donald Trump. …