Caleb Silver

Experience Caleb began his career producing wildlife documentaries in South America and the American southwest. His career in business news began at Bloomberg, where he worked as a senior television producer and was nominated for a 2003 Emmy Award. Caleb then joined CNN, serving as a Senior Producer for The Situation Room with Wolf Blitzer, as well as the Executive …

Read More »

Jeremy Zafiros

Summary Senior Compliance Manager for Investopedia Over 7 years experience in financial products compliance Juris Doctorate (J.D.) from Northern Illinois University College of Law Jeremy has spent his career working on regulatory compliance initiatives related to the financial products that you use every day.  He has worked with dozens of brands like Nerdwallet, Credit Sesame, The Points Guy, The Simple Dollar, Million Mile …

Read More »

Unclaimed Funds

What Are Unclaimed Funds? Unclaimed funds are money and other assets whose rightful owner cannot be located. Unclaimed funds are typically turned over to the government after a specific period of time has passed. To claim the funds or assets, the designated owner or beneficiary must file a claim; if belonging to an estate, it may require the claimant to prove …

Read More »

Can Lagging Small Caps Play Catch-Up?

The Russell 2000 small-cap index has failed to join blue-chip benchmarks at new highs, despite favorable seasonality and a major uptick in speculative fervor. This unusually weak performance stands out like a sore thumb in the first quarter landscape, affecting market breadth readings that usually soar during bull market runs. Unfortunately, positive seasonal forces tend to wane between March and May, …

Read More »

Morgan Stanley to Buy E*TRADE for $13 Billion

In yet the latest shake up in the online brokerage industry, E*TRADE, one of the original internet brokers, is being sold to legacy Wall Street bank Morgan Stanley in an all-stock deal worth $13 billion. With five million retail customers and $360 billion in assets, and an online bank, E*TRADE will bring new customers into Morgan Stanley’s traditional world of …

Read More »

What Is Bootstrapping? What It Means and How It’s Used in Investing

What Is Bootstrapping? Bootstrapping describes a situation in which an entrepreneur starts a company with little capital, relying on money other than outside investments. An individual is said to be bootstrapping when they attempt to found and build a company from personal finances or the operating revenues of the new company. Bootstrapping also describes a procedure used to calculate the …

Read More »

Loan Constant: Definition, Calculation Formula, Example

What Is a Loan Constant? A loan constant is a percentage that shows the annual debt service on a loan compared to its total principal value. The calculation for a loan constant is the annual debt service divided by the total loan amount. When shopping for a loan, borrowers can compare the loan constant of various loans before making a …

Read More »

Definition, How It Works, Example

What Is Loan Servicing? Loan servicing refers to the administrative aspects of a loan from the time the proceeds are dispersed to the borrower until the loan is paid off. Loan servicing includes sending monthly payment statements, collecting monthly payments, maintaining records of payments and balances, collecting and paying taxes and insurance (and managing escrow funds), remitting funds to the note …

Read More »

Domino’s Stock Breaks Out After Strong Q4 Earnings

Domino’s Pizza, Inc. (DPZ) shares rose more than 25% during Thursday’s session after the company reported better-than-expected fourth quarter financial results. Revenue rose 6.5% to $1.15 billion, beating consensus estimates by $20 million, and non-GAAP earnings per share came in at $3.13, beating consensus estimates by 16 cents per share. Comparable sales rose 3.9% during the quarter, which was sharply …

Read More »