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What Is a Settlement Bank? A settlement bank is the last bank to receive and report the settlement of a transaction between two entities. It is the bank that partners with an entity being paid, most often a merchant. As the merchant’s primary bank for receiving paymentit can also be referred to as the acquiring bank or the acquirer. Key …

The Ecological Transition Agency (ADEME) published a press release in mid-November 2022 on the environmental impacts of the digitalization of cultural services. Basically, by transforming everything that is initially physical (DVDs, CDs, Books, etc.) into a digital version. Well, believe me, some figures have left us behind! At the same time, the “Impact CO2” site published this carbon footprint comparator. …

What Is the Occupancy Rate? Occupancy rate is the ratio of rented or used space to the total amount of available space. Analysts use occupancy rates when discussing senior housing, hospitals, bed-and-breakfasts, hotels, and rental units, among other categories. In a call center, occupancy rate refers to the amount of time agents spend on calls compared to their total working hours. …

Hello dear avid readers. Today, part of your curiosity will be fulfilled since I intend to answer questions that you have necessarily already asked yourself about famous singers. But first of all, I’m going to start by disappointing you (which I know how to do very well according to my parents, my girlfriend and my dog): in this top, I …

Over the past few years, Airbnb renting has emerged as a popular alternative to hotels for travelers who want the space and comfort that a home can provide. That’s opened the door for investors looking to cash in on the growing market for short-term rentals. But not all locations are created equal for this type of market. Key Takeaways Renting …

Some time ago we told you about super expensive films and we don’t understand why. Today, we continue to tarnish these rotten big-budget films a bit by comparing them to other films of the same budget where it seems to us a little more deserved. Be careful, we chose to compare French films (or at worst European ones) with each …

Homeowner associations (HOAs) are entities that enforce the rules for living in a community that chooses to be governed. They are common in planned developments; you join them and agree to their terms and fees when you close on a home in a community with an HOA. Homeownership in these communities—also called membership—binds you to the association’s covenants, conditions, and …

Yesterday, at the end of the Tunisia vs France match, Antoine Griezmann scored in extremis to equalize 1-1 with the opponent. Great. Except that the goal was disallowed by the referee who appealed to the VAR and decreed that there was offside. A scandal, simply. The French Football Federation appealed this decision, and I decided to add a few arguments …

When billionaire Michael Bloomberg announced he was running for president in November 2019, he said his reasons were to defeat Donald Trump and rebuild America. “I took a look and I thought the people who are running didn’t have ideas that were practical, we couldn’t afford them and Congress wouldn’t pass them, and I didn’t think they could beat Donald …