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What Is a Maturity Date? The maturity date is the date on which the principal amount of a note, draft, acceptance bond or other debt instrument becomes due. On this date, which is generally printed on the certificate of the instrument in question, the principal investment is repaid to the investor, while the interest payments that were regularly paid out …

What Is Structured Finance? Structured finance is a heavily involved financial instrument presented to large financial institutions or companies with complicated financing needs who are unsatisfied with conventional financial products. Since the mid-1980s, structured finance has become popular in the finance industry. Collateralized debt obligations (CDOs), synthetic financial instruments, collateralized bond obligations (CBOs), and syndicated loans are examples of structured …

Good Black Friday deals usually make it one of the best times of the year to grab some bargains. But of course, if we say “usually”, it means that there are also times when everything does not go as planned. This is where unscrupulous merchants come into the picture who invent false promotions to deceive us and make us make …

What Is Public? Public refers to anything that can be accessed by any person or group in the general population. In the context of investment and finance, the term is most commonly used to describe securities that are available on an exchange or an over-the-counter market, and the population who trades those securities. Key Takeaways Public refers to anything that …

This week has been rich in emotion… and above all in good looks: an object to do the big errand in the forest, a foam to hide the noises and smells of toilets and a Christmas ball in the shape of a penis, it is certainly the finest selections ever made. READERS’ FAVORITE If Christmas is always a stressful time …

Borrowing from your 401(k) or withdrawing money from your IRA before you have retired is generally a bad idea because it can set you back years in reaching your retirement savings goals. Not only do you lose the opportunity to earn compound returns on the money you withdraw or borrow, but people usually stop making contributions when they make a withdrawal …

For some, the wedding is the most beautiful day of their life. For others, it is the equivalent of a slow slide towards a precipice of despair and hatred. What does not make things easier is when you are married to an individual whose perception of reality is altered by an element that we will call “bullshit”. Living with this …

According to Law 1/1996 of January 15 concerning the legal protection of minors: minors are people under the age of 18 (and also people who work in mines but that has nothing to do with our topic of the day) . OK. And so in principle there’s a lot of stuff you can’t do before that fateful age but let’s …

If you have a lot of storage space, your attic and garage may be stuffed with old furniture, books, and other items you’ve held onto over the years. At first glance, it may just seem like nothing more than a pile of junk. But, if you rummage through carefully, there may be a chance that you’re sitting on a few …