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What Is a Bowie Bond A Bowie bond was a unique type of asset-backed security which used as collateral the royalty streams from current (at the time) and future album sales and live performances by musician David Bowie. Bowie bonds are also sometimes known as “Pullman bonds” after David Pullman, the banker who created and sold the first Bowie bonds. …

Advertising is not easy, easy, as you can see with the most scandalous ads of the 90s (an advertising period that we would clearly prefer to forget). That’s why when you don’t call on a professional, there’s an even greater risk of falling short of the mark. And surprise, that’s what happened to those well-meaning, but not so good at …

Cost and price are often used interchangeably, however, the two words mean something different when it comes to accounting and financial statements. When conducting financial analysis or making investment decisions, it’s important to understand the difference between cost and price and how they impact a company’s financial profile. Key Takeaways Cost is typically the expense incurred for making a product or …

The roommate is not a long calm river. Well yes, there can be a calm river when your roommate forgot to turn off the tap before leaving for work and floods your room. Or when your roommate’s dog urinates on your carpet. In fact, the roommate is a river of shit that lines the abominable tunnel of your miserable life. …

What Is Value Deflation? Value deflation, or shrinkflationoccurs when retailers and service providers cut their costs and sell smaller packages, give out smaller portions, or generally provide less for the same price so as to maintain the same sticker price. Businesses may do this as a way of stealthily raising prices when costs are rising and consumers are particularly price-conscious. …

1. His vocabulary Amateur: when he tastes a wine, he tries to talk about it but he has no vocabulary: “It’s good, eh, it’s light, and a little fruity too…” Connoisseur: when he tastes a wine, he comes out with words that we have never heard before such as: “It is fleshy, the tannins have a lot of character, we …

What Was the Foreclosure Crisis? The foreclosure crisis was a period of drastically elevated property seizures in the U.S. housing market between 2007 and 2010. The foreclosure crisis was one aspect of the financial crisis and Great Recession that developed during this period. The excessive extension of mortgage credit, complicated schemes of mortgage debt securitization, and rapid increase in the …

Graffiti on pubs, jokes in shops and even honest people rising up against oppression with permanent markers: can we really call it vandalism if it’s funny AND it helps people ? You have five hours. 1. Graffiti is a crime (funny) 2. These toilets are currently unusable, please use / the children’s ball pit (Ronald’s secret garden) 3. Applaud for …

Experience Peter H. Westfall is a distinguished professor of information systems and quantitative sciences at Texas Tech University. He has a PhD in statistics and 30+ years of teaching, research, writing, and consulting experience. Peter teaches and performs statistical research with a focus on advanced statistical methods, regression analysis, multivariate analysis, mathematical statistics, and data mining. His teaching career has …