What Is a Paydown Factor? A paydown factor is calculated as the principal portion of a monthly loan payment divided by the original principal of the loan. Paydown factors can be calculated monthly and may be included in monthly statements. A paydown factor is also an important metric that is commonly observed when analyzing structured…
It often happens that legendary films are changed after test screenings, but it is rarer to modify a film when it has already been released in cinemas. However, it has happened more than once for movies, series or even cartoons and there is always a more or less good reason behind it. 1. Product placement…
BEWARE OF SPOILERS If you have not yet watched the end of season 4 of Stranger Things, we advise you to leave this top immediately. You can stay at your own risk, but don’t come back and say we didn’t warn you. This season 4 was very very nice and deserved a little debriefing moment…
During times of hardship, one of the first places many people turn for help is to their loved one and family members. Often people fall into financial difficulties if they experience the sudden loss of a job or are impacted by expensive medical bills. Many well-meaning family members have found themselves sucked into the financial…
Generally when we follow a series we like to get attached to the characters, at least to want to continue to type 5 seasons with a semblance of sympathy for some of the protagonists. Then it happens that series do not even try to make us appreciate the characters (without that being a bad thing…
The series are super cool because they’re like very long films where there’s a lot of filler and where you sometimes have to wait ten years before having the end. However making a series is not an exact science, some should have stopped after the first season while others should never have been canceled. Today…
What Is Regulation O? Regulation O is a Federal Reserve regulation that places limits and stipulations on the credit extensions a member bank can offer to its executive officers, principal shareholders, and directors. The regulation is designed to prevent bank directors, trustees, executive officers, or principal shareholders (“insiders”) from benefiting from favorable credit extensions. Key…
1. The guy who invented the euthanizing rollercoaster Julijonas Urbonas is quite an amazing person. This researcher from Lithuania had the good idea to design the ultimate rollercoaster, made for a single passenger and whose sequence and amplitude of looping was supposed to lead to death by cardiac arrest. For Julijonas, this invention would make…
New school, this is THE series that everyone is watching right now on Netflix with season 4 of Stranger Things. It’s a rap contest with Shay, Niska and SCH as jurors and 100,000 euros at stake. In addition to discovering super talented talents, we are entitled to super funny scenes and you can’t refuse them….