While they are commonly referred to as fees, mutual funds charge investors what is called an “expense ratio” as payment for managing the fund. However, understanding mutual fund expense ratios can be confusing. There are a variety of factors that contribute to a fund’s total expense ratio. It seems as though non-investment factors, such as…
Money is what makes the world go round. Unless it has to do with gravitation or God or something like that. Anyway money is important since we spend most of our life working to have it only in order to be able to spend it, it sounds stupid but that’s how it is . To…
I know it, we are going on a slippery slope, because the twerk divides. Some consider it just a vulgar “ghetto” dance that you only see in rappers’ music videos, and in my opinion, they are very wrong. The twerk has origins in certain traditional African dances which have been taken up and transformed by…
Sovereign wealth funds have attracted significant attention as more countries open funds and invest in big-name companies and assets—some more transparently than others. This has given way to widespread concern over the influence these funds have on the global economy. As such, it is important to understand exactly what sovereign wealth funds are and how…
1. Chose promise, chose due We told you there would be wind on the program, so here it is. For the first test, the candidates will have to build whatever they want on a suspended cloud, with a mechanical part that will be activated by the wind. Faced with a huge fan, everything will have…
Cinema is the art of lying, they always try to make us believe implausible things on various subjects and we end up taking it for the truth since we don’t know anything about it. Today we decided to talk about a very cheerful subject: death, because the cinema tells a lot of bullshit on this…
What Is a Total Bond Fund? A total bond fund is a mutual fund or exchange-traded fund that seeks to replicate a broad bond index. A total bond fund owns many securities across a range of maturitiesfrom both public and private sectors. The most common index used as a benchmark is the Barclays Aggregate Bond…
We often think, wrongly, that celebrities are special beings, whose daily life has nothing to do with ours. This is not totally false (in the sense that we don’t all have a hairdresser, a stylist and a driver available, that we don’t eat in the same restaurants and that we don’t dress in same shops),…
As we are people who love to judge books by their covers and monks by their clothes, we develop a whole bunch of funny and somewhat true clichés, you see the delirium. As we have already judged your personality according to your type of car, it is now time to move on to something more…