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Hello my little apples, if like us you suffered martyrdom during your childhood by filling out super boring holiday notebooks to buy the love of your parents and especially if you are in turn subjecting your children to the same thing, this top may enlighten you greatly. 1. The loneliness of our childhood when you were a child your favorite …

What Is the Implied Repo Rate? The implied repo rate is the rate of return that can be earned by simultaneously selling a bond futures or forward contractand then buying that actual bond of equal amount in the cash market using borrowed money. The bond is held until it is delivered into the futures or forward contract and the loan …

The good thing about being in your twenties is that you discover active life and adult life. The bad thing about being in your twenties is discovering all the vices of that age. Yes, because we can say that at 20, we have the world in front of us, at 20, we also have the beginning of the bills to …

There are people who pretend to prefer winter to summer and every year they are told that it is ridiculous. So of course, summer is not perfect since we have to endure critters that sting, sweat that sticks and sunburn that burns. We make concessions because it’s still better than those terrible times when it’s dark from 10 a.m. to …

What Is a Paydown Factor? A paydown factor is calculated as the principal portion of a monthly loan payment divided by the original principal of the loan. Paydown factors can be calculated monthly and may be included in monthly statements. A paydown factor is also an important metric that is commonly observed when analyzing structured products. Key Takeaways A paydown …

It often happens that legendary films are changed after test screenings, but it is rarer to modify a film when it has already been released in cinemas. However, it has happened more than once for movies, series or even cartoons and there is always a more or less good reason behind it. 1. Product placement has changed in Scooby-Doo 2 …

BEWARE OF SPOILERS If you have not yet watched the end of season 4 of Stranger Things, we advise you to leave this top immediately. You can stay at your own risk, but don’t come back and say we didn’t warn you. This season 4 was very very nice and deserved a little debriefing moment with lots of funny tweets. …

During times of hardship, one of the first places many people turn for help is to their loved one and family members. Often people fall into financial difficulties if they experience the sudden loss of a job or are impacted by expensive medical bills. Many well-meaning family members have found themselves sucked into the financial abyss by the problems of …

Generally when we follow a series we like to get attached to the characters, at least to want to continue to type 5 seasons with a semblance of sympathy for some of the protagonists. Then it happens that series do not even try to make us appreciate the characters (without that being a bad thing by the way), it was …