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What Is an International Banking Facility (IBF)? An International Banking Facility allows depository institutions in the U.S. to offer deposit, loan, and other banking services to foreign residents and institutions while being exempted from the Federal Reserve’s reserve requirements as well as some state and local income taxes. Key Takeaways International banking facilities (IBFs) allow depository institutions in the U.S. to offer …

Everyone likes to learn new words to look smarter and say contemptuously to their friends “ah but you don’t know that word? Wait, let me explain to you”. As reading the dictionary is not a very fun activity, we have listed the most useful rare words listed by @LesMotsRares on Twitter. It’s still easier than going back to college. 1. …

The police are normally supposed to protect the population and ensure order and justice, I’ve never done law, but it seems to me that’s pretty much the basic project. However, there are sometimes stories of abuse of power and corruption that taint quite badly the police institutions around the world and we invite you to see some examples, a kind …

The Federal Reserve, as well other other central banks around the world, change interest rates in an effort to keep the economy stable and inflation in check. When the economy is growing, interest rates may rise to clamp down rising prices – and interest rates may be cut when the economy slows and recessions loom. Amidst all this, what is …

Among the sentences that your real estate agent will never say to you, there is first of all “In truth, the rent is much too expensive for what it is, we are going to give you a small -50% discount. “. But above all there are all these horrible truths that he hides with pretty words to confuse us and …

The world’s population is divided into two categories: people who do right-wing sports and people who do stand-up paddleboarding. Paddleboarding is a far too underrated sport that deserves to be given love and water to hydrate. So these are the main reasons why paddleboarding is THE sport to join at the start of the school year to have a body …

When we see the first things on the internet, we say to ourselves that we have aged well (damn dust in the eye), but above all that we are very happy that social networks have diversified because it allows us to we split the pear on always more publications. And the BeReals are perfect for laughing out loud, as shown …

As much as there are plenty of good reasons to wear glasses, a visit to the ophthalmologist is not one of them. Unfortunately, all the big short-sighted people on this planet have already had to go there and experience very special moments that only miros can relate. If you too have -3/10 in each eye, you know what I’m talking …

What is a Constant Dollar? A constant dollar is an adjusted value of currency used to compare dollar values from one period to another. Due to inflation, the purchasing power of the dollar changes over time, so in order to compare dollar values from one year to another, they need to be converted from nominal (current) dollar values to constant …