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There are plenty of people who don’t like their job. Maybe you don’t like your work yourself and that’s why you’re reading this top rather than filling out your Excel table. I really like my job if you were wondering. All that to say that even footballers, rich and talented, don’t like their job and find it boring to have …

What Is an Overhead Ratio? An overhead ratio is a measurement of the operating costs of doing business compared to the company’s income. A low overhead ratio indicates that a company is minimizing business expenses that are not directly related to production. The Formula for the Overhead Ratio Is The overhead ratio is arrived at by dividing operating expenses by …

There are plenty of stupid ways to die. But we can say that before (in the old days) we had a good chance of going over to the left for frankly stupid reasons. The website Listverse thus listed some innocuous things that could kill us during the Victorian era and it’s tasty so we’ll tell you about it here in …

Thanks to cinema, you can travel by seeing incredible scenes shot in countries you don’t know and that’s great. Except that in reality Hollywood has plenty of strange practices and does not hesitate to literally change the truth about countries as well as historical facts. That’s why we’re going to see together some examples of very stupid clichés that Hollywood …

A Standard & Poor’s Depositary Receipt, or SPDR, is a type of exchange traded fund that began trading on the American Stock Exchange (AMEX) in 1993 when State Street Global Advisors’ investment management group first issued shares of the SPDR 500 Trust (SPY). Sometimes called “spiders,” SPY is an ETF based on the S&P 500 Index, and each share represents …

There you go, Day of the Dead is tomorrow, and you may not have found the perfect Halloween costume yet, so we’re going to fix that. And when I say we’re going to fix it, we’re not going to pretend. I invite you to discover the disguises that are REALLY scary, those that will make beads of sweat on the …

Nobody likes bugs, that’s a fact. Even the biggest animal friends can’t stand these little critters that spoil our summer holidays and swarm in the gardens. However, insects are animals like any other and when we see that 80% of insects have disappeared in 30 years, we say to ourselves that we could perhaps make an effort. 1. Mosquitoes are …

What Is the Zero-Volatility Spread (Z-Spread)? The Zero-volatility spread (Z-spread) is the constant spread that makes the price of a security equal to the present value of its cash flows when added to the yield at each point on the spot rate Treasury curve where cash flow is received. In other words, each cash flow is discounted at the appropriate …

If there’s a good reason to celebrate Halloween, it’s to dress up your children. Some, however, are not afraid to go far, very far, too far to have the best disguises that scare and we prove it to you in a very illustrative way below. 2. I don’t know what it is but I find it tasty 3. Hope they …