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Let’s say the terms: we are all sheep. All. We have all already considered that a product was better than another, because it was from such or such a big brand, globally (or at least nationally) recognized. On the other hand, believe me that after discovering the dark and disreputable past of several big brands, present in the majority of …

The new season of Stranger Things has finally been available for some time and we are delighted to dive back into the 80’s universe of this quality series. If you’re a fan who owns all the cool stuff from Stranger Things, these illustrations should do your eyeballs some good. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. …

The Fed announced more QE measures and corporate bond buying Fed reinstates the TALF from 2008-09 to lend to troubled businesses Some Fed governors predict unemployment to skyrocket in 2nd quarter The Federal Reserve announced “all-in” monetary policy measures this morning, signaling it would provide whatever funding is needed to prevent what is turning into a liquidity crunch for many …

FINALLY ! We’ve been waiting for it for a while, and if it hadn’t happened it would have been a scandal in the world of football: Karim Benzema has been named Ballon d’Or 2022. Given his performance at Real Madrid, it’s more than deserved, and we are still very proud that French football is finally rewarded, 24 years after Zidane’s …

Let’s go on a subject that concerns everyone here: urine. But there is no question of talking to you again about the ways of announcing that we are going to pee or other somewhat gritty things. No no, this time we’re going to the serious side of the force and we answer as best we can to all the questions …

What Is the Loan-To-Cost Ratio (LTC)? The loan-to-cost (LTC) ratio is a metric used in commercial real estate construction to compare the financing of a project (as offered by a loan) with the cost of building the project. The LTC ratio allows commercial real estate lenders to determine the risk of offering a construction loan. It also allows developers to …

The other day I was in my garden and it was too hot and I thought it would be nice to have some kind of tent to protect me from the sun. I was in full barnum effect. But that’s not at all what we’re talking about today since we’re looking more at the Barnum effect. Believe it or not …

There are films that mark the cinema with an indelible imprint, such as the case of “ET” which celebrates its fortieth anniversary in 2022 while it has still not aged a bit (ok, maybe a little). We offer you the opportunity to list some hidden things, some errors and some little secrets around the film, to have a good reason …

Experience In a professional career that has spanned over 30 years, Tom has held a variety of executive leadership positions in sales, business development, marketing, and strategic planning in the Fortune 25 arena. Those varied assignments enabled him to acquire a skill set in financial analysis. After his tenure in corporate America, Tom obtained a trio of FINRA certifications and …