Tips Clear News Portal Your Ultimate Guide to Clear Tips on Life, Tech, Health, and More

What Is the Loan-To-Cost Ratio (LTC)? The loan-to-cost (LTC) ratio is a metric used in commercial real estate construction to compare the financing of a project (as offered by a loan) with the cost of building the project. The LTC ratio allows commercial real estate lenders to determine the risk of offering a construction loan. It also allows developers to …

The other day I was in my garden and it was too hot and I thought it would be nice to have some kind of tent to protect me from the sun. I was in full barnum effect. But that’s not at all what we’re talking about today since we’re looking more at the Barnum effect. Believe it or not …

There are films that mark the cinema with an indelible imprint, such as the case of “ET” which celebrates its fortieth anniversary in 2022 while it has still not aged a bit (ok, maybe a little). We offer you the opportunity to list some hidden things, some errors and some little secrets around the film, to have a good reason …

Experience In a professional career that has spanned over 30 years, Tom has held a variety of executive leadership positions in sales, business development, marketing, and strategic planning in the Fortune 25 arena. Those varied assignments enabled him to acquire a skill set in financial analysis. After his tenure in corporate America, Tom obtained a trio of FINRA certifications and …

Like I know you all are commmplèteument fairies secrets of shooting movies and series, that you are never satisfied and that you always want more, here are others. Only, I must warn you, this new salvo of filming secrets should turn your head upside down, or even drive you completely crazy. Maybe it has something to do with the whole …

Cinema and television are extremely often inspired by novels, comics and other literary works to portray a pre-existing story. It can work well, even when the adaptations change a lot of stuff and sometimes it also gives huge crap that readers gossip about, yelling “yeah the book was really better” while throwing their bucket of popcorn on the screen . …

Experience Toby has over 25 years of varied financial research experience. He is currently a senior financial analyst helping to provide business valuation, economic damages, and divorce accounting services. Prior to that, he was a financial writer at DST Systems where he wrote and edited syndicated articles targeting customers of financial service providers while also compiling financial and economic data …

For some time now I have loved talking to you about HPI. Zebras, gifted, precocious, prodigies, call them what you want. More and more parents have an unfortunate tendency to believe that their children belong to this category subject to many fantasies, that’s why I wanted to debunk the myths maintained about these not so strange people, not so different …

If there is one area in which humanity surpasses itself, it is in the destruction of our planet. This is the area in which we excel, and every year, even every day, we manage to go further in ecological exploits. It’s so many records, victories, nay, accomplishments that we compile over time and that make us little champions of climate …