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Barely 2% of the population is HPI. And yet, according to young parents, it seems that 99% of children are HPI. So either there’s a ball in the soup, or there’s a ball in the soup. In one case as in the other, it’s a soup that we no longer want to drink (not convinced by this choice of spun …

Hi my caps, today we are talking about dental hygiene because we are never safe from stinky breath or cavities or loosening. Brushing your teeth is a gesture that we repeat daily and that says a lot about our personality. Our behaviorists provide you with their most elaborate analysis on this intense subject. 1. Sociopaths who manage to brush their …

A certain risk level is inherent in running a business, and a company cannot completely eliminate risk. However, a business can control or at least successfully manage risk. In order to do so, management must make decisions and choices regarding acceptable risk levels relative to potential profits. In this context, there are a number of sources of risk for any …

At Topito, our soldier Gagou, loved (even adored) by all, was injured. When we saw him arrive at work on crutches, believe us that our little hearts tightened, not to say… Broken. And that’s when Lise Gillet, source of inspiration and bottomless well of genius idea, exclaimed “Hey hop, great stuff we wanted to be small, but which are actually …

We have already told you about the films that would have lasted 10 minutes if the main character was not stupid but without being totally stupid we could also stop on the films where the action would have been turned upside down if the main character had had a smartphone . It sounds stupid said like that but in reality …

The Vanguard mutual fund family is one of the largest and most well-recognized fund families in the financial industry. Their funds are considered extremely liquid, as Vanguard manages dozens of funds with varying investment objectives to fit any investor profile ranging from managed funds to index funds that track specific indexes such as the S&P 500. The volume in which …

Watching series when we were younger, we did not necessarily realize all the mental load that exhausted mothers, children left to their own devices or friends who are very a lot so nice. There are some who deserve a year of paid vacation, their weight in chocolate and a pat on the shoulder to tell them “everything is going to …

Generation Z (or Gen Z as they like to call themselves) is a somewhat separate group of society. Its members have their own beliefs (astrology), their own means of communication (TikTok and Snapchat) and their own language. Yes, because like its ancestors, Generation Z has created its own expressions to be understood only among people belonging to the community. Fortunately, …

There are five main indicators of investment risk that apply to the analysis of stocks, bonds, and mutual fund portfolios. They are alpha, beta, r-squaredstandard deviation, and the Sharpe ratio. These statistical measures are historical predictors of investment risk/volatility and they are all major components of modern portfolio theory (MPT). MPT is a standard financial and academic methodology used to …