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A certain risk level is inherent in running a business, and a company cannot completely eliminate risk. However, a business can control or at least successfully manage risk. In order to do so, management must make decisions and choices regarding acceptable risk levels relative to potential profits. In this context, there are a number of sources of risk for any …

At Topito, our soldier Gagou, loved (even adored) by all, was injured. When we saw him arrive at work on crutches, believe us that our little hearts tightened, not to say… Broken. And that’s when Lise Gillet, source of inspiration and bottomless well of genius idea, exclaimed “Hey hop, great stuff we wanted to be small, but which are actually …

We have already told you about the films that would have lasted 10 minutes if the main character was not stupid but without being totally stupid we could also stop on the films where the action would have been turned upside down if the main character had had a smartphone . It sounds stupid said like that but in reality …

The Vanguard mutual fund family is one of the largest and most well-recognized fund families in the financial industry. Their funds are considered extremely liquid, as Vanguard manages dozens of funds with varying investment objectives to fit any investor profile ranging from managed funds to index funds that track specific indexes such as the S&P 500. The volume in which …

Watching series when we were younger, we did not necessarily realize all the mental load that exhausted mothers, children left to their own devices or friends who are very a lot so nice. There are some who deserve a year of paid vacation, their weight in chocolate and a pat on the shoulder to tell them “everything is going to …

Generation Z (or Gen Z as they like to call themselves) is a somewhat separate group of society. Its members have their own beliefs (astrology), their own means of communication (TikTok and Snapchat) and their own language. Yes, because like its ancestors, Generation Z has created its own expressions to be understood only among people belonging to the community. Fortunately, …

There are five main indicators of investment risk that apply to the analysis of stocks, bonds, and mutual fund portfolios. They are alpha, beta, r-squaredstandard deviation, and the Sharpe ratio. These statistical measures are historical predictors of investment risk/volatility and they are all major components of modern portfolio theory (MPT). MPT is a standard financial and academic methodology used to …

We may have liked the Auberge Espagnole, but it’s still a thousand times better to experience an Erasmus in real life at university. And it’s when you see the best anecdotes of Erasmus told on Twitter that you realize that it is certainly one of the most beautiful moments to live in your student life (especially the moment when you …

Nature is amazing, besides nature has superpowers, because there are certain aspects of our world that seem quite unlikely but still exist. At the level of the animal kingdom it is exactly the same thing: certain creatures have unique characteristics or that they share with an extremely limited number of species and we are going to tell you about these …