Experience Jen Smith has been a full-time personal finance writer since 2018. After growing up with no personal finance education at home or in school, Jen learned firsthand the value of increasing her income, becoming debt-free and investing for retirement. Since paying off $78,000 of debt in two years without a

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Experience A lifelong animal lover, Hailey Hudson has years of experience with dog training, pet health, and other related topics. Vet school was her plan for many years, but Hailey ended up forging a career in her other passion—writing. Now Hailey works as a full-time freelance writer and content marketer.

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