Whether you’re in a relationship with someone who owns a cat, own a cat yourself while in a relationship, or are just starting to date someone who has a cat it’s likely (90% chance ) that this person doesn’t give a fuck about you and only needs his cat. In order not to get rolled…
What Is a Capitalized Cost Reduction? A capitalized cost reduction is any upfront payment that reduces the cost of financing. A capitalized cost reduction is generally associated with the purchase of a home or automobile. Reductions can be made from cash, the value of a trade-in vehicle, or through rebates. Key Takeaways Capitalized cost reductions reduce the…
We all have special colleagues who have special tastes or unusual requests. For example my colleague Louise insists on having tea all the time but only agrees to drink it if it has first been poured hot on my face, which is a bit boring from my point of view. In the middle of the…
We did a little research and to our dismay found that Charmander wasn’t even a fan-favorite Pokémon! We know, it’s shocking news. Because it’s completely unfair and to warm our little hearts, we decided to make a Top just for him with a lot of objects and accessories in his likeness. In your mouth the…
Adam Smith is considered to be the father of modern economics. He laid out many economic theories that are studied and used to this day. One of his theories was that the division of labor through specialization will lead to growth. He described this idea as far back as 1763, in his book, An Inquiry…
Ah la Bretagne… Région trop souvent négligée et pourtant ! Vous pourrez découvrir des lieux incroyables pour passer des nuits insolites en amoureux ou entre amis. Vous pourrez ainsi faire taire la rumeur qui dit que « en Bretagne il pleut tout le temps », avant de dire ça, il faut le voir de ses…
Football as we know it with beautiful stadiums, Qataris at the head of the big clubs and lots and lots of money, has obviously not always been like this. Basically it was just guys playing with a sheep’s stomach ball (yes it’s deg). And it’s like that for many other sports, like rugby or tennis….
For those who are nearing retirement or already retired, market downturns and periods of volatility can present particular challenges. These can include a loss of retirement savings and decreased liquidity. The key to helping clients face those challenges is to ensure that they have the right asset mix to help them absorb the shock of…
There are times when everyone cheats and it’s not that bad since no one really suffers. And then there are times when cheating is bad, and above all much more controlled. Like in sports competitions or game shows. Yet, despite the checks, some particularly daring cheaters have tried their luck. And, it must be admitted,…