Transform Your Life with Mandalart: Free Printable Template Inside!

A mandalart, or mandal art chart, is a summarisation tool. Here’s how to use it, and some examples. Download our free template when you’re done. “You don’t need motivation. You need clarity.” There must be clarity for me, but there is not a lot of it. Many times when I get the feeling of inches,…

What Is Alpha? Its Meaning in Investing, With Examples

What Is Alpha? Paradoxically, alpha (α) in investing represents an investment strategy’s ability to beat the market – its ‘edge’. Alpha is therefore also referred to as excess return or the abnormal rate of return over and above the benchmark once the risk of the investment relative to its benchmark has been accounted for. Alpha…

Samurai Mask and Tiger Tattoo: PÁGINA INICIAL Tattoo Design Idea

Samurai Mask and Tiger Tattoo Tattoo Design Description: This striking tattoo design combines a traditional samurai mask with the fierce image of a roaring tiger. The samurai mask has intricate details, including a demonic expression and bold lines, representing the warrior spirit and the code of Bushido. The tiger, with its intense gaze and bared…

Fierce Symbiote Tattoo with Tendrils: Venom Tattoo Design

Fierce Symbiote Tattoo with Tendrils: Venom Tattoo Design Name of the Tattoo Design: Fierce Symbiote Tattoo with Tendrils Tattoo Design Description: This tattoo showcases a fearsome symbiote-inspired creature with wide, jagged teeth and an exaggerated tongue coiling outwards. The design features dark, twisting tendrils extending from the creature against a vibrant red background, enhancing the…

Dark Cover up tattoo

Dark Symbiote-Inspired Cover-Up Tattoo Design Dark Symbiote-Inspired Cover-Up Tattoo Tattoo Design Description: This tattoo design features a dark and intimidating symbiote-inspired character with an expressive, open mouth showcasing razor-sharp teeth and a serpentine tongue. The design uses dark colors, primarily black and red, adding to its ominous and fierce appearance. The tattoo is detailed with…

Fed Rate Cut Expected: Why Now Is the Time to Lock In High CD and Savings Rates

Despite the Federal Reserve keeping interest rates on hold for a year, it now appears poised to start lowering them next month. Because CDs guarantee a certain rate over the term of the deposit, banks and credit unions often start lowering their yield on new CDs once they have confidence that the Fed will cut…

Capitalized Interest: Definition and Example

What Is Capitalized Interest? Capitalised interest is the interest cost incurred to obtain or construct a long-lived asset. Contrary to the case of interest expense related to any other purpose, capitalised interest is not expensed immediately on the income statement of a company’s financial statements. Instead, firms capitalise it: the interest paid increases the asset’s…