Capitalized Interest: Definition and Example

What Is Capitalized Interest? Capitalised interest is the interest cost incurred to obtain or construct a long-lived asset. Contrary to the case of interest expense related to any other purpose, capitalised interest is not expensed immediately on the income statement of a company’s financial statements. Instead, firms capitalise it: the interest paid increases the asset’s…

What Is Ex Works (EXW)? Ex Works (EXW) Defined, Pros and Cons, Plus More Incoterms

What Is Ex Works (EXW)? Ex Works (EXW) is an international trade term coined with the intention that the product is made available at the specified point by the seller and the buyer has to incur the transportation costs of the same. Ex Works (EXW) is one of the 11 current Incoterms (International Commercial Terms),…

Super Micro Shares Plunge: Key Price Levels to Monitor After Earnings Disappointment

Super Micro Shares Plunge: Super Micro Computer plunged 13 per cent in after-hours trading on Tuesday after the server maker reported earnings that missed estimates, dropped its profit forecast in a light manner, and revealed a surprise year-over-year decline in adjusted gross margin as the growing expense of transitioning to more expensive AI chips weighed…

What Is Retirement Planning? Steps, Stages, and What to Consider

What Is Retirement Planning? An effective retirement plan begins with identifying your long-term financial goals and your risk tolerance, and then commencing efforts to reach those goals, with the sooner the better to get started. In making a retirement plan, you would first identify your income and then add up your expenditure to devise a…

What Is a Tax Credit Property? Definition, How to Qualify, and Benefits

Tax Credit Properties: A Key Solution to Affordable Housing While people look for places to live in the housing market in today’s world, affordable housing is getting more and more difficult to obtain in the United States for most Americans. Coming to the solution to the vexing problem of where people are living today, tax…

What Is Discretionary Income? Vs. Disposable Income and Example

Since discretionary income reflects everything we have to spend after taking care of necessary expenses, there has never been a more relevant time to familiarise ourselves with the term than right now. If you’ve found yourself drowsy – thanks to the mess that’s our economy – after sensing the looming thunder of another recession after…

Car Insurance Agent: Your Guide to Navigating the World of Auto Coverage

The car insurance agent sits in the middle and makes it go around. A car insurance agent is a middleman between insurance companies and plan holders, a guide for consumers and drivers who want to insure their cars, navigate claims issues, and understand the detailed nuances of their particular insurance policies. This article explores the…

Car Insurance Average Cost: Understanding the Factors and Finding the Best Value

Car Insurance Average Cost: Understanding the Factors and Finding the Best Value Without car insurance, you risk losing everything: your car, your money and even your livelihood. The right insurance coverage protects us against the financial repercussions of accidents, theft or other unpleasant situations. Yet, for many drivers, insurance premiums are the largest financial outlay…

10 Science-Backed Strategies for Sustainable Weight Loss

Yo-yo dieting is a vicious circle of losing weight and gaining it back, often with added interest. Most people trapped in this cycle even find it negative to their physical and mental health. By contrast, sustainable weight loss is about long-term changes to reach and maintain good health and metabolic health. Unlike the quick-start diets…