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A mandalart, or mandal art chart, is a summarisation tool. Here’s how to use it, and some examples. Download our free template when you’re done. “You don’t need motivation. You need clarity.” There must be clarity for me, but there is not a lot of it. Many times when I get the feeling of inches, it is not because I …

What Is Reinsurance? Reinsurance is sometimes called insurance for insurance companies because it’s a contract between a reinsurer and an insurer. It enables the insurance company, or ceding party (or cedent, as it’s commonly known) to transfer risk it has insured with a customer to a reinsurer. This gives part or all of a policy written by the insurance company …

What Is Alpha? Paradoxically, alpha (α) in investing represents an investment strategy’s ability to beat the market – its ‘edge’. Alpha is therefore also referred to as excess return or the abnormal rate of return over and above the benchmark once the risk of the investment relative to its benchmark has been accounted for. Alpha is usually paired with beta (the …

PÁGINA INICIAL Tattoo Design Idea Source

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Despite the Federal Reserve keeping interest rates on hold for a year, it now appears poised to start lowering them next month. Because CDs guarantee a certain rate over the term of the deposit, banks and credit unions often start lowering their yield on new CDs once they have confidence that the Fed will cut rates – and sometimes before …

What Is Capitalized Interest? Capitalised interest is the interest cost incurred to obtain or construct a long-lived asset. Contrary to the case of interest expense related to any other purpose, capitalised interest is not expensed immediately on the income statement of a company’s financial statements. Instead, firms capitalise it: the interest paid increases the asset’s cost basis on the balance …

What Is Ex Works (EXW)? Ex Works (EXW) is an international trade term coined with the intention that the product is made available at the specified point by the seller and the buyer has to incur the transportation costs of the same. Ex Works (EXW) is one of the 11 current Incoterms (International Commercial Terms), a standardised set of international …