how to apply for old age widow and disability pension in your state
Banking, PF & Pension

How to Apply for Old Age, Widow, and Disability Pension in Your State

Who needs this service? Old Age (IGNOAPS): Citizens aged 60+ years living Below Poverty Line (BPL). Widow (IGNWPS): Widows aged 40+ years living Below Poverty Line (BPL). Disability (IGNDPS): Citizens aged 18+ years with 80%+ severe disability (BPL). Note: Many states (like Delhi, Haryana, Telangana) have higher income limits or different age criteria (e.g., 55+ […]

national pension system (nps) for common people: simple guide to start
Banking, PF & Pension

National Pension System (NPS) for Common People: Simple Guide to Start

Who needs this service? Indian Citizens (Resident, NRI, or OCI) aged 18 to 70 years. Private employees, self-employed individuals, homemakers, or freelancers wanting a monthly pension. Anyone not covered by the old government pension scheme. Required documents Keep these ready as scanned .jpeg or .jpg files (size 4KB–2MB): Aadhaar Card (Linked to your Mobile Number

pf withdrawal and advance when you can apply and step by step process
Banking, PF & Pension

PF Withdrawal and Advance: When You Can Apply and Step by Step Process

Who needs this service? Unemployed Individuals: Those who have lost their job and want to withdraw funds for survival (75% after 1 month, 100% after 2 months). Employees in Need (Advance): Current employees facing emergencies like illness, marriage, or buying a house. Retirees: Individuals retiring from service (after age 58) for full settlement. Eligibility Criteria

how to update kyc in epfo portal with aadhaar, pan and bank details
Banking, PF & Pension

How to Update KYC in EPFO Portal with Aadhaar, PAN and Bank Details

Who needs this service? New Employees: To link UAN with Aadhaar/PAN for employer contributions. Existing Members: To correct mismatched details, enable online withdrawals/claims, or fix “rejected” claim status due to KYC errors. Required Documents: Aadhaar Card (Must be linked to your active mobile number for OTP). PAN Card (Mandatory for tax purposes if withdrawal amount

epf basics how to activate uan check pf balance and download passbook
Banking, PF & Pension

EPF Basics: How to Activate UAN, Check PF Balance and Download Passbook

Who needs this service? Salaried Employees: Any employee whose basic salary is ₹15,000 or less (mandatory coverage). Voluntary Members: Employees earning above ₹15,000 who have opted for EPF with their employer. First-time Users: Employees who have a UAN on their payslip but have never logged into the EPFO portal. Required Documents Before starting, ensure you

how to link aadhaar with bank account
Banking, PF & Pension

How to Link Aadhaar with Bank Account and Check Linking Status Online

Who needs this service? All Indian Citizens with a bank account who want to enable digital transactions (UPI/AePS). Beneficiaries of Government Schemes (PM-KISAN, LPG Subsidy, Scholarships, Pension) who need to receive Direct Benefit Transfer (DBT). Required documents: Original Aadhaar Card (for verification) & Self-attested photocopy. Bank Passbook copy (account details page). Registered Mobile Number (linked

social security schemes for senior citizens widows persons with disabilities
Schemes & Yojanas

Social Security Schemes for Senior Citizens, Widows and Persons with Disabilities (NSAP 2026)

Who needs this service? (Eligibility) Senior Citizens: Age 60+ years, living Below Poverty Line (BPL). Widows: Age 40+ years, living Below Poverty Line (BPL). Persons with Disabilities: Age 18+ years, 80% or more disability, living Below Poverty Line (BPL). Required Documents Keep these ready before applying. All documents must match your Aadhaar details exactly. Aadhaar

government schemes for women main benefits and how to apply in your state
Schemes & Yojanas

Government Schemes for Women: Main Benefits and How to Apply in Your State

Government schemes for women have evolved significantly in 2025-26. Whether you need financial support for a newborn, funding for a girl child’s education, or a monthly cash transfer from your state government, the process is now largely digital (online) but strict on documentation. This guide provides the exact facts, official links, and step-by-step application procedures

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