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Signature Bank was shut down on March 12, 2023, after depositors withdrew large sums of money on the heels of the collapse of Silicon Valley Bank (SVB). Regulators feared continued contagion in the banking sector and closed Signature Bank to try to contain the panic.  Bank failures aren’t new. More than 550 banks shut down from 2001 to so far …

Bear markets are a fact of life. That doesn’t make it any easier to anticipate them, predict how long one will last, or estimate the depth of the decline. But you don’t need to be a clairvoyant to take a few prudent steps to minimize your bear-market losses while improving long-term investing returns in the bargain. Key Takeaways Bear markets …

Average Life Insurance Cost Per Month ($250,000, 30-year term policy)  Company 25 years old (average) 40 years old (average) 55 years old (average) Nationwide $20.89 $28.88 $99.97 MassMutual $18.15 $29.58 $122.46 Protective $16.06 $25.66 $107.12 Banner $16.07 $25.71 $107.91 Mutual of Omaha $19.68 $31.39 $137.39 Guardian $19.53 $31.65 $110.49 USAA $20.82 $30.09 N/A Lincoln Financial $17.25 $26.36 $114.05 Penn Mutual …

When it comes to financial statement analysis, many people tend to focus their attention on a company’s income statement when determining whether a firm is profitable or financially healthy. However, it is important to remember that a cash flow statement offers quite a bit of insight into a company’s financial health. If you are familiar with the basic structure of …

Minority business grants are a type of funding for minority-owned businesses, usually small businesses. Unlike loans, grants do not have to be paid back, although they are generally considered by the Internal Revenue Service (IRS) to be taxable business income. In the United States, minority business grants are available from both public and private sources. While the federal government does …

Eneti Inc., TPI Composites Inc., and Boralex Inc. are leading wind energy industry peers in revenue growth amid a boom in renewable energy investment. Yet the First Trust Global Wind Energy ETF (FAN), a benchmark for wind energy stocks, fell about 1% in the past 12 months, about the same as the broader Russell 1000 Index. We look at the top wind …

Those who have traveled to New York City know that the streets are teeming with yellow cabs. These ubiquitous vehicles are constantly patrolling looking for those who need a ride. To the casual observer, it seems that these vehicles can be owned by anyone, driven by anyone, and must rake in a lot of money (not for the driver, but for the …

Some of the best ways to pay off a car loan include making extra payments, applying windfalls of cash to your loan, and auto loan refinancing.  Buying a new car is expensive, which is why many buyers take out a car loan to help them afford the cost over time. But car loans carry interest, which can reach the double …

Bitcoin IRAs allow for investing in various cryptocurrencies using retirement savings. Bitcoin IRAs act as self-directed IRAs provided by a few financial institutions in the U.S. that allow alternative investments for retirement savings. Essentially, an you can retain other retirement accounts with traditional investments and separately engage in the self-directed option for cryptocurrency investments. Learn how Bitcoin IRAs work and about some of the …