Pet Insurance-Tips aad questions on protecting your animals

Tips Clear June 28, 2020 Insurance, Pet Care Comments Off on Pet Insurance-Tips aad questions on protecting your animals 24 Views

TIPS AND QUESTIONS ON PROTECTING YOUR ANIMALS

The cost of a visit to the veterinary office increases every day. Just like us, our pets need health insurance to cover the costs. I hear ordinary people choosing to euthanize their pets because the cost of an injury or the cost of necessary surgery is too high for some people. Pet insurance, like our health insurance, helps pay for the cost of these services. Several factors will affect the cost of insurance. You will need to compare each company to choose the one that best fits your situation.

Pet Insurance

Some of these factors are:

Age of animal
Animal gender
Animal breed
Pre-existing injury
Pre-existing disease
Type of cover
Policy limitations
Type of animal (cat, dog horse …)
Geographical location
What company

WHY HAVE ANIMAL INSURANCE

Most people consider their pets to be an important member of their family. The devotion that pet owners have for their pets is real because of the hundreds of dollars they spend each year on their pets. This money is spent on supplies, veterinary care, food, vaccines, toys, bedding, care, heartworms, fleas and ticks, and many other items. Even with loving care, the best efforts to provide preventive measures, unforeseen accidents, and illness occur.

Most pet health insurance plans include:

Initial and follow-up visits
Laboratory test and diagnostic procedures and blood test
Non-elective surgery
accidents
diseases
Hospitalization
Anesthesia
Prescription drugs
Euthanasia for a human reason

Some treatments and conditions that may not be covered include;

Routine care
Vaccinations
Deworming
Dental care
Chronic diseases
Cosmetic procedures
Pre-existing conditions

I have found some companies that will offer routine wellness coverage, but in most cases it doubles your monthly premium well.

When you are comparing insurance companies, here are some questions you should ask yourself;

Will my premium increase due to aging animals?
What is covered if my pet becomes ill or injured?
What exclusions should I be aware of?
What are the payment limits of the policy?
What are my deductible options?
What percentage of the cost will the police pay?
What will increase my premium?

I have compared several pet insurance companies using the following; one-year-old American Shorthair male cat, sterilized without pre-existing conditions. The business response offered a 90% refund, with a deductible of one hundred dollars and a deductible of two hundred and fifty dollars and an average monthly premium.