Cost basis is the original value of an asset, usually the purchase price, adjusted for stock splits, dividends and returns of capital. The cost basis is used to calculate returns on an asset or portfolio and, for tax purposes, capital gains.
A home equity loan, also known as a home equity loan, home equity installment loan, or second mortgage—is a type of consumer debt. Home equity loans allow homeowners to borrow against the equity in their home. The loan amount is based on the difference between the home’s current market value and the homeowner’s mortgage balance….
If you’re looking forward to a tax refund this year, your tax preparer can give you the option of receiving it in the form of a prepaid debit card. While this may seem very convenient, there are a few downsides to consider. This article explores the pros and cons of tax refund prepaid debit cards….
Finance of America Mortgage has a wide range of mortgages for all types of borrowers. The lender offers conventional mortgages and jumbo loans, along with government-backed loans such as FHA, VA and USDA. Also, you can apply for unusual loans such as investor loans, reverse mortgages and renovation loans. Finance of America allows you to apply online…
Examen complet de American Express Blue Cash Preferred Avantages Remises en argent exceptionnelles dans les supermarchés américains et sur certains services de streaming américains Offre de bienvenue généreuse pour les nouveaux titulaires de carte 0 % d’introduction APR sur les achats Les inconvénients Frais annuels de 95 $ après la première année alors que les cartes…
What is a Financial Therapist? A financial therapist is a certified professional who provides therapy services with the goal of changing the way clients think, feel, and behave about money. Financial therapy is a relatively new field combining elements of financial counseling services and therapy. Certified Financial Therapists (CFT) aim to help clients deal with…
You can borrow against your annuity to make a down payment on a house, but you must be prepared to pay interest on the borrowed funds, fees and any penalties. In fact, when looking for a way to fund your down payment, borrowing against an annuity should be a method of last resort. Key points…